ETPCU

ETPCU

About this app

Welcome to ETPCU Mobile Banking. You are one step closer to having access to ETPCU whenever, wherever you are. It’s fast, secure and a free way to get 24/7 access to your ETPCU accounts from your mobile phone or tablet.

With ETPCU Mobile Banking you can:
- View account balances and transaction history
- Transfer funds between accounts
- View and pay bills
- Find an ETPCU branch or ATM close to your phone’s location

ETPCU has developed this app with your security in mind. You can rest assured that your accounts are safe with the following security measures:
- If your device is lost or stolen, you can disable the app quickly
- Only transfers between existing and related accounts can be made.
- Only bill payments to existing payees can be initiated.

This app is for use by members of ETPCU only. Members of similarly named credit union in other states will not be able to use this app. Standard messaging and data rates may apply.

Visit www.etpcu.org for additional details.

Our current members may be eligible to apply for loans with ETPCU. Please review the following to understand our lending information, and make sure to check (our lending rates link) for the latest rate information.
Our personal loans have a minimum repayment period of 6 months and a maximum repayment period of 42 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $300.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs.

Please review our loan cost example below:
Loan of 1,000.00 from 02/28/2024 at an Annual Percentage Rate of 18.000%.
Payment of 91.77 paid monthly.
Loan Amount: 1,000.00
Loan Date: 02/28/2024
Interest Rate: 18.000%

Payment Count: 12
Standard Payment: 91.77
First Payment Date: 03/31/2024
Final Payment: 91.77
Final Payment Date: 02/28/2025

Total Interest: 101.24
Total of Payments: 1,101.24

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, overall relationship with ETPCU etc.
Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates. Members may request a shorter term than the minimum repayment period. ETPCU reserves the right to make exceptions and changes to rates, terms, fees, rate reductions, extension of credit, underwriting guidelines, etc. without notice.

Ratings and reviews

Very nice app, pretty user friendly. Only problem I have had is that it will kick me off and ask for a new password. At that point, I can't change my password through the app. Really wish I could do this, or at least through an email that they send me. Or at least have a warning. Beyond that, it is a good, solid app. Love the fingerprint feature.

Five months with no update to app and no ability to log in with android. Finally fixed, original review follows: Worked great until 2 months ago. My phone updated to Android 9 and even after factory reset (still android 9) it still doesnt work. I've written support with no response. App will not let me log in. The wait circle spins once or twice then goes away but i remain at the log in screen. Please update the app to work with Android security features!

Great 😊 App saves time and really easy to use. I think everyone is going to love to join East Texas professional credit union.we chose the bank for the people. A bank should be able to supply all your needs from checking, savings, car loans, and mortgages. We also like using the safe word at the drive thru. I think that they could improve on the transfer of the one account to another inside the app, because there are a lot more apps that are doing this, for instance the cash app, thanks.

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