ETPCU
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Mayelana nalolu hlelo lokusebenza
Siyakwamukela ku-ETPCU Mobile Banking. Ususondele ekufinyeleleni ku-ETPCU noma nini, noma ngabe ukuphi. Kuyashesha, kuvikelekile futhi kuyindlela yamahhala yokuthola ukufinyelela okungu-24/7 kuma-akhawunti akho e-ETPCU kumakhalekhukhwini wakho noma ithebhulethi.
Nge-ETPCU Mobile Banking ungakwazi:
- Buka ezilinganisweni akhawunti kanye transaction umlando
- Dlulisa izimali phakathi kwama-akhawunti
- Buka futhi ukhokhe izikweletu
- Thola igatsha le-ETPCU noma i-ATM eduze nendawo yocingo lwakho
I-ETPCU ithuthukise lolu hlelo lokusebenza ngokuphepha kwakho engqondweni. Ungaqiniseka ukuthi ama-akhawunti akho aphephile ngezinyathelo zokuphepha ezilandelayo:
- Uma idivayisi yakho ilahleka noma yebiwa, ungakwazi ukukhubaza uhlelo lokusebenza ngokushesha
- Ukudluliselwa phakathi kwama-akhawunti akhona nahlobene kuphela kungenziwa.
- Izinkokhelo zezikweletu kuphela kubakhokhi abakhona ezingaqalwa.
Lolu hlelo lokusebenza lusetshenziswa amalungu e-ETPCU kuphela. Amalungu enhlangano yezikweletu ebizwa ngokufanayo kwezinye izifundazwe ngeke akwazi ukusebenzisa lolu hlelo lokusebenza. Amazinga ajwayelekile okuthumela imiyalezo nedatha angasebenza.
Vakashela ku-www.etpcu.org ukuze uthole imininingwane eyengeziwe.
Amalungu ethu amanje angase afaneleke ukufaka isicelo semalimboleko ku-ETPCU. Sicela ubuyekeze okulandelayo ukuze uqonde ulwazi lwethu lokuboleka, futhi uqiniseke ukuthi uhlola (isixhumanisi sethu samanani okuboleka) ukuze uthole ulwazi lwakamuva lwezinga.
Imali mboleko yethu yomuntu siqu inesikhathi esincane sokukhokha esiyizinyanga eziyisi-6 kanye nesikhathi esiphezulu sokukhokha esiyizinyanga ezingama-42. I-Maximum Annual Percentage Rate (APR) yemali mboleko yomuntu siqu ngu-18.00%. Inani lethu elincane lemalimboleko enikeziwe ngu-$300.
Akubona bonke abafake izicelo abangafaneleka ukuthola amanani avumayo kakhulu noma amanani emalimboleko aphezulu kakhulu. Ukugunyazwa kanye nemibandela yemalimboleko yangempela incike emlandweni wobulungu benyunyana yezikweletu kanye nokuhlola ubungozi besikweletu (okuhlanganisa nomlando wesikweletu owubophezelekile, ulwazi lokuthola imali engenayo, kanye nokubakhona kwesibambiso). Abafakizicelo abaqeqeshwe kakhulu banganikezwa amanani emalimboleko aphezulu kanye/noma ama-APR aphansi.
Sicela ubuyekeze isibonelo sethu sezindleko zemalimboleko ngezansi:
Imalimboleko engu-1,000.00 kusukela ngomhlaka-02/28/2024 ngesilinganiso Sephesenti Lonyaka lika-18.000%.
Inkokhelo engu-91.77 ikhokhwa nyanga zonke.
Inani Lemalimboleko: 1,000.00
Usuku Lomboleko: 02/28/2024
Izinga lenzalo: 18.000%
Isibalo Senkokhelo: 12
Inkokhelo Ejwayelekile: 91.77
Usuku Lokuqala Lokukhokha: 03/31/2024
Inkokhelo yokugcina: 91.77
Usuku Lokugcina Lokukhokha: 02/28/2025
Isamba Senzalo: 101.24
Isamba Sezinkokhelo: 1,101.24
Imigomo yangempela yemalimboleko ingase ihluke futhi incike kuphrofayela yesikweletu yalowo ozoba umboleki, izikweletu, imali engenayo, umlando wobulungu, ubudlelwano bubonke ne-ETPCU njll.
Ezinye zezinketho zethu zokubolekwa kwemali zenzelwe ukuhlanganisa izikweletu ezikhona zibe imali mboleko eyodwa. Lapho kuhlanganiswa izikweletu ezikhona noma kunikezwa kabusha imali ebolekiwe ekhona, izindleko zezimali seziphelele kanye nemali ekweletwayo phakathi nenkathi yemali mboleko entsha ingase ibe ngaphezu kwesikweletu esikhona ngenxa yemibandela emide noma inzalo ephakeme. Amalungu angacela isikhathi esifushane kunesikhathi esincane sokukhokha. I-ETPCU inelungelo lokwenza okuhlukile nezinguquko kumazinga, imigomo, izinkokhelo, ukuncishiswa kwezinga, ukunwetshwa kwekhredithi, imihlahlandlela yokubhala ngaphansi, njll. ngaphandle kwesaziso.
Nge-ETPCU Mobile Banking ungakwazi:
- Buka ezilinganisweni akhawunti kanye transaction umlando
- Dlulisa izimali phakathi kwama-akhawunti
- Buka futhi ukhokhe izikweletu
- Thola igatsha le-ETPCU noma i-ATM eduze nendawo yocingo lwakho
I-ETPCU ithuthukise lolu hlelo lokusebenza ngokuphepha kwakho engqondweni. Ungaqiniseka ukuthi ama-akhawunti akho aphephile ngezinyathelo zokuphepha ezilandelayo:
- Uma idivayisi yakho ilahleka noma yebiwa, ungakwazi ukukhubaza uhlelo lokusebenza ngokushesha
- Ukudluliselwa phakathi kwama-akhawunti akhona nahlobene kuphela kungenziwa.
- Izinkokhelo zezikweletu kuphela kubakhokhi abakhona ezingaqalwa.
Lolu hlelo lokusebenza lusetshenziswa amalungu e-ETPCU kuphela. Amalungu enhlangano yezikweletu ebizwa ngokufanayo kwezinye izifundazwe ngeke akwazi ukusebenzisa lolu hlelo lokusebenza. Amazinga ajwayelekile okuthumela imiyalezo nedatha angasebenza.
Vakashela ku-www.etpcu.org ukuze uthole imininingwane eyengeziwe.
Amalungu ethu amanje angase afaneleke ukufaka isicelo semalimboleko ku-ETPCU. Sicela ubuyekeze okulandelayo ukuze uqonde ulwazi lwethu lokuboleka, futhi uqiniseke ukuthi uhlola (isixhumanisi sethu samanani okuboleka) ukuze uthole ulwazi lwakamuva lwezinga.
Imali mboleko yethu yomuntu siqu inesikhathi esincane sokukhokha esiyizinyanga eziyisi-6 kanye nesikhathi esiphezulu sokukhokha esiyizinyanga ezingama-42. I-Maximum Annual Percentage Rate (APR) yemali mboleko yomuntu siqu ngu-18.00%. Inani lethu elincane lemalimboleko enikeziwe ngu-$300.
Akubona bonke abafake izicelo abangafaneleka ukuthola amanani avumayo kakhulu noma amanani emalimboleko aphezulu kakhulu. Ukugunyazwa kanye nemibandela yemalimboleko yangempela incike emlandweni wobulungu benyunyana yezikweletu kanye nokuhlola ubungozi besikweletu (okuhlanganisa nomlando wesikweletu owubophezelekile, ulwazi lokuthola imali engenayo, kanye nokubakhona kwesibambiso). Abafakizicelo abaqeqeshwe kakhulu banganikezwa amanani emalimboleko aphezulu kanye/noma ama-APR aphansi.
Sicela ubuyekeze isibonelo sethu sezindleko zemalimboleko ngezansi:
Imalimboleko engu-1,000.00 kusukela ngomhlaka-02/28/2024 ngesilinganiso Sephesenti Lonyaka lika-18.000%.
Inkokhelo engu-91.77 ikhokhwa nyanga zonke.
Inani Lemalimboleko: 1,000.00
Usuku Lomboleko: 02/28/2024
Izinga lenzalo: 18.000%
Isibalo Senkokhelo: 12
Inkokhelo Ejwayelekile: 91.77
Usuku Lokuqala Lokukhokha: 03/31/2024
Inkokhelo yokugcina: 91.77
Usuku Lokugcina Lokukhokha: 02/28/2025
Isamba Senzalo: 101.24
Isamba Sezinkokhelo: 1,101.24
Imigomo yangempela yemalimboleko ingase ihluke futhi incike kuphrofayela yesikweletu yalowo ozoba umboleki, izikweletu, imali engenayo, umlando wobulungu, ubudlelwano bubonke ne-ETPCU njll.
Ezinye zezinketho zethu zokubolekwa kwemali zenzelwe ukuhlanganisa izikweletu ezikhona zibe imali mboleko eyodwa. Lapho kuhlanganiswa izikweletu ezikhona noma kunikezwa kabusha imali ebolekiwe ekhona, izindleko zezimali seziphelele kanye nemali ekweletwayo phakathi nenkathi yemali mboleko entsha ingase ibe ngaphezu kwesikweletu esikhona ngenxa yemibandela emide noma inzalo ephakeme. Amalungu angacela isikhathi esifushane kunesikhathi esincane sokukhokha. I-ETPCU inelungelo lokwenza okuhlukile nezinguquko kumazinga, imigomo, izinkokhelo, ukuncishiswa kwezinga, ukunwetshwa kwekhredithi, imihlahlandlela yokubhala ngaphansi, njll. ngaphandle kwesaziso.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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