Caro Smart Financial Solutions

Caro FCU Mobile

About this app

The Caro Mobile app will make things so convenient you can
bank from the comfort of your home or anywhere else.

The convenience and security of this app will allow you the ability to access and manage your money anytime, anywhere using your mobile device.
• Check account balances
• View recent transactions
• Transfer money between accounts
• Find ATM and Branch locations
• Electronically deposit checks using your mobile device’s camera
• Pay bills using the BillPay system

*Some restrictions may apply. Please contact the credit union for details.
This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender

Our current members may be eligible to apply for loans with Caro FCU. Please review the following to understand our lending information, and make sure to check https://smartcaro.org/loans/ for the latest loan information.
Our personal loans have a minimum repayment period of 12 months and a maximum repayment period of 84 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $100 and our maximum offered loan amount is 35% of member’s gross income.
Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.
Please review our loan cost example below:
Consider a loan where the borrower receives $10,000 at an APR of 18.00% over 48 months.
The borrower would repay $293.75 every month.
The total amount paid for the loan would be $14,100.00.
Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.
Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.

Ratings and reviews

This app is so flawed. Once you register it says it recognizes another app monitoring your keystrokes and will not let me continue. I closed all of my other apps tried again and sent me the pin code. Once I recieved the code and went to the other screen to input it, I got the same message. But once you go back it sends another pincode and the stupid cycle continues. Basically, I cant log in. Fire the developer!

Before the update it was fine but now it's almost impossible to deposit checks mobily

Bad I hate you.

What's new

Bug fixes and general enhancements