Patriot Federal Credit Union

4.8
1.35K reviews
10K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Patriot Mobile allows you to check balances, view transactions, transfer funds, manage debit/credit cards, and pay loans on the go!

Features:
- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Deposit Checks
- Manage Debit/Credit Cards
- Open an Account
- Apply for Loan
- Bill Pay
- Secure Messaging for Support

Our current members may be eligible to apply for loans with Patriot Federal Credit Union. Please review the following to understand our lending information, and make sure to check https://www.patriotfcu.org/borrowing/loan-rates/ for the latest rate information.
Our personal loans have a minimum repayment period of 1 month and a maximum repayment period of 120 months. The Maximum Annual Percentage Rate (APR) for a personal loan is the current maximum allowed by NCUA. Our minimum offered personal loan amount is $500 and our maximum offered personal loan amount is $75,000.
Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on membership eligibility and meeting credit underwriting standards following all consumer protection regulations. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes.
Please review our loan cost example below:
Consider a loan where the borrower receives $7,500 at an APR of 11.99% over 36 months.
The borrower would repay $249.07 every month.
The total amount paid for the loan would be $8,966.52.
If you have any questions about this application, please contact Patriot at 888-777-9982.
Updated on
Jul 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.31K reviews
Tammy Kennedy
August 8, 2023
Overall, the app works well. My only complaint is that the timeout is SO SHORT that I am constantly forced to sign back in. Repeatedly. It's literally only SECONDS long. Just trying to balance my checkbook is a nightmare because by the time I find a transaction in my check register to mark it off, I've already been logged out again. It ends up taking me five times longer than it should to do something because I am constantly signing back into the app.
15 people found this review helpful
Did you find this helpful?
Patriot Federal Credit Union
August 9, 2023
Hi Tammy. Thank you for this valuable feedback. We are always working to balance security with convenience. We have our mobile banking app set to automatically log-off after one-minute without use. Keeping the app active will prevent log- off. We hope this helps and we will continue to monitor this type of feedback. Thanks again!
empireboysbro
November 29, 2025
easy to use but the unavailable to 1 they make you a savings account when you only have a loan (i dont need another account). 2 cant make payments on weekends (at least with different banks) and 3 i haven't seen a way to pay directly to the principle and the amount removed from interest changes. mostly i don't like the services and will most likely try to move the loan to someone else
Did you find this helpful?
Patriot Federal Credit Union
December 1, 2025
We’re sorry to hear about your concerns. Please reach out to us directly at membersvc@patriotfcu.org or 888-777-9982 so we can address your questions and work toward a solution that fits your needs.
Michael Childers
October 9, 2025
I would give it zero stars, if it were possible. I don't understand why you give me choices about my location and link it with sharing my location with 3rd parties without my knowing who they are. This CU has no concept of customer service. 500 words won't express my displeasure with you!
Did you find this helpful?
Patriot Federal Credit Union
October 14, 2025
Hi Michael, we are sorry for any confusion or frustration this has caused. We ask for your location when you use the app only to locate nearby branches and ATMS. There is the option to not share your location. A member from our team will contact you to address your concerns. We appreciate the opportunity to make this right.

What’s new

The new version will provide users with quick access to the Google Wallet, and Patriot's new Financial Literacy tool, ZOGO. Users can print or save check images from the mobile app.

App support

About the developer
Patriot Federal Credit Union
membersvc@patriotfcu.org
800 Wayne Ave Chambersburg, PA 17201-3810 United States
+1 717-263-4444