PM-40 Pensión Modalidad 40

Rubén Muñoz

About this app

This app does NOT represent any government entity.

With this application you will be able to simulate the scenarios you want, whenever you require it and you will instantly obtain your basic pension plan with Modality 40 under the 1973 IMSS regime.
https://www.imss.gob.mx/sites/all/statics/pdf/leyes/4129_LSS_1973.pdf

Likewise, it allows you to choose whether you want your pension to be estimated from the current date or a retroactive date (to recover the weeks that you have stopped contributing since the date you left your last employer).

You will be presented with two scenarios of what the amount of your pension could be, the first estimated according to your salary and current trend and a second scenario, investing in Modality 40 for the time until you retire or for up to 58 months prior to your pension date. You will also know the number of weeks of contributions when you retire, the increase that your pension will have if you invest in Modality 40, the total estimated amount of what you will invest in Modality 40 and the estimated time to recover said investment. So that you have elements that help you choose the best strategy to achieve the desired pension.

It is important to mention that the results presented by this application are estimates based on the data provided by the user, inflation projections and other factors estimated for subsequent years.

What’s new

Actualización del INPC de enero 2025, valor de UMA 2025 y salario mínimo 2025.