Xlock
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About this app
Xlock β EMI Device Management for Lenders & Financiers
Xlock is a device management solution built for financial institutions, NBFCs, and retailers that finance mobile devices on EMI (installment) plans. It helps lending partners protect their assets and stay in control of financed devices β while giving customers a transparent, consent-based experience.
Xlock is enrolled on a device only as part of a financing agreement, with the customer's knowledge and consent, at the time of purchase.
KEY FEATURES
π± Device Enrollment & Ownership
Enroll financed devices under secure Device Owner management at the point of sale, linking each device to its loan/EMI account.
π EMI Compliance Lock
If an EMI payment is missed, the device can be automatically restricted to essential functions until payment is regularized β helping reduce default risk for lending partners.
π³ Payment Status Sync
Real-time sync of payment status between the lender's system and the device, so restrictions lift automatically the moment a payment is confirmed.
π Asset Location & Recovery
Helps locate and recover financed devices in cases of default, supporting lenders' asset-recovery process.
π Network & Wi-Fi Controls
Manage connectivity settings on enrolled devices to keep them reachable for status checks and compliance sync, even during a restricted state.
π¨βπ©βπ§ Optional Parental / Usage Controls
For eligible programs, includes optional screen-time and app-usage tools that can be enabled with user consent.
π‘οΈ Factory Reset Protection
Helps prevent unauthorized factory resets from removing device management, protecting the lender's asset until the loan is settled.
WHO IS THIS FOR
Xlock is intended for use by financial institutions, retail financing partners, and their authorized dealers β not for individual consumers to install on devices they do not own or manage under a financing agreement.
PRIVACY & TRANSPARENCY
Xlock only activates management features that are disclosed as part of the device financing agreement. Customers can view their device's compliance status at any time. All data is transmitted securely and used solely for loan servicing and asset protection purposes.
For partner onboarding, integration support, or questions about how Xlock is used with your financing program, please contact our support team.
Xlock is a device management solution built for financial institutions, NBFCs, and retailers that finance mobile devices on EMI (installment) plans. It helps lending partners protect their assets and stay in control of financed devices β while giving customers a transparent, consent-based experience.
Xlock is enrolled on a device only as part of a financing agreement, with the customer's knowledge and consent, at the time of purchase.
KEY FEATURES
π± Device Enrollment & Ownership
Enroll financed devices under secure Device Owner management at the point of sale, linking each device to its loan/EMI account.
π EMI Compliance Lock
If an EMI payment is missed, the device can be automatically restricted to essential functions until payment is regularized β helping reduce default risk for lending partners.
π³ Payment Status Sync
Real-time sync of payment status between the lender's system and the device, so restrictions lift automatically the moment a payment is confirmed.
π Asset Location & Recovery
Helps locate and recover financed devices in cases of default, supporting lenders' asset-recovery process.
π Network & Wi-Fi Controls
Manage connectivity settings on enrolled devices to keep them reachable for status checks and compliance sync, even during a restricted state.
π¨βπ©βπ§ Optional Parental / Usage Controls
For eligible programs, includes optional screen-time and app-usage tools that can be enabled with user consent.
π‘οΈ Factory Reset Protection
Helps prevent unauthorized factory resets from removing device management, protecting the lender's asset until the loan is settled.
WHO IS THIS FOR
Xlock is intended for use by financial institutions, retail financing partners, and their authorized dealers β not for individual consumers to install on devices they do not own or manage under a financing agreement.
PRIVACY & TRANSPARENCY
Xlock only activates management features that are disclosed as part of the device financing agreement. Customers can view their device's compliance status at any time. All data is transmitted securely and used solely for loan servicing and asset protection purposes.
For partner onboarding, integration support, or questions about how Xlock is used with your financing program, please contact our support team.
Secure EMI device management for lenders β lock, track & recover devices.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- This app may collect these data typesPersonal info and Device or other IDs
- Data is encrypted in transit
- Data canβt be deleted
Whatβs new
Initial Release
Everyone
Learn moreApp support
phone
Phone number
+918077778228
About the developer
HIMANSHU SHARMA
pay5xinfotech@gmail.com
India