Expense and Budget Management

Shivani Koshti

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About this app

Take control of your money with Expense and Budget Management — a simple, private expense tracker and budget manager that shows you exactly where your money actually goes.

Whether you want to cut daily spending, stick to a monthly budget, or finally understand your money habits, this personal finance app turns your expenses and income into clear numbers in seconds.

TRACK EXPENSES AND INCOME IN SECONDS
• Add any expense or income with title, amount, category, date and notes
• Pick a payment method: Cash, Card, UPI, Bank Transfer, Wallet or Other
• Attach a receipt from your gallery, your camera, or a PDF invoice
• Add tags and a payee name so you always remember who you paid
• Voice input — speak your entry instead of typing it
• Copy a past transaction to repeat it instantly

SMART BUDGET MANAGEMENT
• Set an overall monthly budget or separate budgets per category
• Progress bars show what you have used and what is left
• Near-limit and over-budget warnings before you overspend
• Budget status shown right on your dashboard

A DASHBOARD THAT MAKES SENSE
• Total balance with this month's income, expense and savings
• Spending-by-category pie chart
• Monthly trend and last-30-days charts
• Recent transactions at a glance

REPORTS AND EXPORT
• Daily, weekly, monthly and yearly reports
• Category breakdown, transaction list and calendar view
• Income, expense and savings totals for any period
• Export a PDF report or CSV file

FIND ANY TRANSACTION FAST
• Search by title, notes or tags
• Filter by type, date range, category, payment method and amount
• Group your history by day or by month

DUE PAYMENTS AND PENDING BILLS
• Track borrowed money, pending bills in one place
• Record part payments and watch the remaining balance drop
• Set due dates and spot overdue items immediately

RECURRING TRANSACTIONS
• Create daily, weekly, monthly or yearly rules for rent, loan EMIs and subscriptions
• Entries are added automatically, so nothing is ever forgotten

SHOPPING LISTS
• Plan each trip with quantity, unit, estimated price and notes
• Tick items off with a live progress tracker and estimated total
• Set a reminder so you never skip a shopping run

PRIVATE AND SECURE
• 4-digit PIN lock every time you open the app
• Fingerprint unlock
• Auto-lock after inactivity, with a timeout you choose
• Your financial data stays on your device — never sold, never shared

ENCRYPTED GOOGLE DRIVE BACKUP
• Back up to your own private Google Drive storage in one tap
• AES-256 encryption applied before anything leaves your phone
• Automatic backups on the schedule and time you set
• Restore everything on a new phone in a few taps

REMINDERS THAT KEEP YOU ON TRACK
• Daily reminder to log the day's expenses
• Budget alerts and bill reminders
• Shopping list reminders at the time you choose

MADE TO FIT YOU
• 4 languages: English, Hindi, Gujarati and Marathi
• 7 currencies: INR, USD, EUR, GBP, JPY, AUD and CAD
• Light, dark and system themes with a choice of accent colour
• Build your own categories with custom icons and colours
• Built-in Help Centre with step-by-step guides and FAQs

WHY PEOPLE KEEP USING IT
No spreadsheets. No bank login. No complicated setup. Just a fast, clean expense manager that takes seconds a day and gives you a full picture of your spending, budgets, income and savings at the end of every month.

Free to download. Simple enough for daily use, detailed enough to actually change how you spend.

Download Expense and Budget Management and start tracking your expenses today.

What’s new

Welcome to the first release of Expense and Budget Management.

• Track expenses and income with categories and receipts
• Monthly budgets with overspend alerts
• Dashboard charts and daily, monthly and yearly reports
• Export reports as PDF or CSV
• Due payments, recurring entries and shopping lists
• PIN and fingerprint lock
• Google Drive backup
• English, Hindi, Gujarati and Marathi

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