Spare8 - Digital Gold Savings

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About this app

Looking for a safe and hassle-free way to save and invest in digital gold? Introducing Spare8 - the ultimate digital gold investment or ”gold savings jar & digital gullak" that makes daily savings and investments effortless, safe & secure. We are here to break the taboo that ‘investments are complicated and time-taking intellectual process for people with high income.’

We want to help Indian millennials, irrespective of age or income, cultivate the habit of investing in gold to secure a future. With Spare8, you can invest your spare change from Rs.1 into online digital gold in less than 5 minutes.

💹 How Does Spare8 - Digital Gold Investment App Work?

Spare8 is the best app for gold savings & investments that facilitates buying digital gold automatically along with your everyday online transactions. Whenever you spend money digitally via your cards, net banking or UPI, Spare8 will round off the amount to the nearest 10 Rupees, & the rounded-up change will be invested into 24k digital gold.

For example, If you are spending Rs.93 online, Spare8 will round it up to Rs.100 & the difference of Rs.7 would be automatically invested in authentic digital gold.

🏦 Fastest Ever Onboarding for an Automated Saving & Investment App

-Signup & create your account by entering your name, gender, mobile number & email ID.
-No Documents are needed.
-No KYC is required.
-Set up UPI autopay from any of your UPI apps such as GooglePay, Phonepe, BHIM, or Paytm account.

💷 Invest every time You Spend Money

-You can begin savings in gold even with a small amount of Rs.1 through Spare8.
-Scan QR codes, swipe your cards & spend money guilt-free by letting Spare8 invest your spare change for you.
-Our 100% liquid offerings allow you to buy 24-karat gold with every transaction.

✨ Where is Your Money Invested?

-Your money will be invested into 24 karats Digital Gold.
-The digital gold is stored in the secured digital vaults & secured by SEBI-regulated independent trustees.
-We have partnered with Augmont & Paytm as our digital gold partners.

Why invest in Digital Gold?

Gold savings has always been a part of our culture, & it retains their value over extended periods. Investment in digital gold via apps is as genuine as buying physical gold.

Digital gold investment, however, is not limited to a hefty amount, nor does it require locker access for its security.

Spare8 lets you buy digital gold even with 1 rupee, & we guarantee its safety. You can buy it whenever convenient & sell it off whenever you want.

⏸ Pause Your Debits Anytime
You can pause your Round-ups with just a click of a button, & debits will stop instantly.
Whenever you’re ready to reinvest, you can resume roundups again.

Easy Withdrawals
There are no lock-in periods & withdrawal charges.
You can take back your gold savings whenever you want quickly. You need to provide your bank details, & the money will be credited to your account instantly.

Why should you choose Spare8 as your micro-investment app to invest in digital gold?

Spare8 is one of the first micro-investing apps made & launched in India. With the help of UPI 2.0, launched by NPCI, we can leverage that technology & let our users invest effortlessly.

You can securely buy, sell & hold 24k digital gold with Spare8.

✅ FAQs

Is KYC required?

Who can invest in Spare8?
Indian citizens of 18+ with a bank account can start saving or investing with Spare8.

Is there a lock-in period?
No. You can withdraw your money anytime you want to.

Why trust Spare8?
We secure your data with end-to-end encryption on our app. We don’t have access to your data or leak it.

Tags: gold, savings, investments, money saving, gold savings, save money, savings app, gold app, long term savings, gold savings jar, virtual gullak, safe gold investment, gold leasing, gold price, gold India, buy gold, 24k gold, gold coins, digital gold, invest in digital gold
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
Data can’t be deleted

What's new

🚀 Exciting Spare8 Update! 🎉

1️⃣ Withdrawals made easy, just for you! 💸💫
Say goodbye to withdrawal issues! Enjoy smoother transactions with our improved process.

2️⃣ New Track Page: 📈🔍
Stay on top of your game with valuable insights! 💼💪

3️⃣ KYC for Exclusive Offers: 📝🎁
Unlock premium perks! KYC now for exclusive rewards tailored for you. Your financial journey just got better! 🤩🔓

4️⃣ Many App Improvements: 🐞

Download now & elevate your investing game! Happy investing! 🌟📈