SpeakSpend

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About this app

SpeakSpend is a simple personal finance tracker built for people who want to record money entries quickly without fighting spreadsheets or complicated budgeting tools.

Add expenses, income, transfers, accounts, balances, categories, merchants, notes, dates, and times. You can enter records manually or use voice entry to speak a transaction, review the draft, choose an account, and save it.

SpeakSpend helps you:
- Track expenses and income
- Manage multiple accounts
- Record transfers between accounts
- Create custom categories
- View spending summaries and statistics
- Export records as CSV
- Use the app offline for manual entries
- Keep your ledger organized in one locked base currency

Voice entry is optional. Manual tracking works without microphone access. Voice parsing requires an internet connection.

SpeakSpend is not a bank, lender, payment app, investment app, or financial advisor. It is a private tracking tool to help you remember where your money went and stay organized.

What’s new

- Fixed monthly totals around timezone and month boundaries.
- Future-dated transactions no longer affect current balances or budgets.
- Spending Mix and Money Pulse now show current-month data.
- Upcoming Payments now includes future planned and recurring payments.
- Improved budget statuses and reminder handling.
- Improved forecast range and large-number readability.
- Added clearer report filtering explanations.
- General stability improvements and bug fixes.