Spendro - Finance Assistant

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About this app

SPENDRO is your personal AI finance assistant that works 100% offline. No account needed. No cloud. Your data stays on your phone.

ASK SPENDRO AI ANYTHING
Spendro AI understands your money in plain language. Ask "How much did I spend on food this month?" or "Can I afford to save more?" and get specific answers from your actual data — not generic advice. Plan a paycheck, build a monthly budget, or find a specific transaction with a single tap.

SCAN RECEIPTS INSTANTLY
Point your camera at any receipt or invoice and Spendro reads it automatically. It extracts line items, amounts, dates and merchant names, saving each as a separate transaction. Works on printed receipts, invoices and bank statement screenshots.

PASTE BANK SMS
Copy a payment notification from your bank or mobile money app, open Spendro, and your transaction is parsed and ready to save. Spendro never reads anything without your permission — you tap, you confirm, it saves.

SET SMART SAVINGS GOALS
Save for something specific — a car, a trip, an emergency fund. Spendro calculates the daily, weekly, or monthly contribution you need to hit your goal on time and reminds you on your schedule. Track progress with clean charts and celebrate every milestone.

TRACK MULTIPLE INCOME SOURCES
Manage salaries, side gigs, freelance projects and any other income streams separately. See exactly how much of each source you've spent and what's left.

UNDERSTAND YOUR MONEY
See where your money goes with five focused charts: spending by category, this month vs last month, 30-day trends, top category trends over time, and savings velocity. Drill into any chart for a full breakdown.

PRIVACY BY DESIGN
Spendro is built for people who want clarity, not surveillance. No login. No account. No analytics. No advertising trackers. No cloud sync. Every transaction, goal, and AI conversation lives only on your device in encrypted local storage. Export your data anytime as a backup, import it on a new device, or delete everything with one tap.

MULTI-CURRENCY SUPPORT
Spendro handles USD, EUR, GBP, CAD, AUD, CHF, JPY and dozens of other currencies, formatted correctly for your region. Add custom currencies if yours isn't listed. Convert between currencies with the built-in calculator.

PREMIUM
Spendro is free to start. Premium unlocks unlimited savings goals, advanced charts (30-day trend, category trends over time, savings velocity), and an ad-free experience.

WHY SPENDRO
Most finance apps want three things: your login, your bank credentials, and your spending history to sell to advertisers. Spendro asks for none of that. Built by independent developers who believe your financial data is yours alone.

Try Spendro free. No signup. No commitment. Just open and start.


Spendro is not a bank, payment processor, or financial advisor. It is a personal finance tracker.

What’s new

Bug fixes and performance improvements.
We are always working to make the app faster and more stable.
If you enjoy the app, please consider leaving a review or rating!