SpendSafe:Money Tracker Budget

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Everyone
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Everyone
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About this app

💰 SpendSafe — India's Privacy-First Money Manager

Auto-track UPI expenses via SMS. Set budgets. Reach savings goals.
No bank account needed. No ads. No subscription. Works 100% offline.

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⚡ UPI SMS AUTO-TRACKING
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Every PhonePe, Google Pay, Paytm, and bank transaction gets
auto-detected from your SMS — and added to your expense diary
instantly. No manual entry needed for online spends.

Turn it ON or OFF anytime from Settings. Your SMS data never
leaves your phone.

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🔒 WHY SPENDSAFE IS DIFFERENT
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Most money manager apps want your bank password or charge
₹800/month for basic features. SpendSafe does neither.

✅ No bank account linking — ever
✅ No ads — ever
✅ No subscription for core features
✅ All data stored only on YOUR device
✅ 100% offline — works without internet

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⚡ LOG AN EXPENSE IN 3 SECONDS
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Tap + → Enter amount → Pick category → Done.

No signup. No tutorial. SpendSafe is the fastest daily expense
logger on the Play Store.

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📊 POWERFUL FEATURES
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💳 MULTIPLE WALLETS
Track Cash, UPI, Debit Card, and Credit Card separately.
See your total balance at a glance.

📊 SMART BUDGETS
Set monthly budgets per category. Get alerted at 80% so you
never overspend. Color-coded progress bars make it instantly clear.

🎯 SAVINGS GOALS
Create goals like "Emergency Fund" or "Goa Trip". Track daily
progress. Celebrate when you hit 100%.

📄 PDF REPORT GENERATOR
Export a beautiful financial report for any month — fully offline.
Share it or save it.

🔁 RECURRING EXPENSES
Set rent, Netflix, electricity as recurring. SpendSafe auto-adds
them monthly so you never miss a bill.

💡 SMART SPENDING INSIGHTS
See patterns like "You spend 40% more on food on weekends."
Real insights that actually help you save.

🔐 PIN + FINGERPRINT LOCK
Secure your finances with biometric protection.

🌍 11 LANGUAGES
English, Hindi, Spanish, Portuguese, German, French, Arabic,
Japanese, Chinese, Indonesian, Korean.

🌙 DARK & LIGHT THEMES
Beautiful design that's easy on your eyes, day and night.

📤 BACKUP & RESTORE
Export all transactions as JSON. Restore instantly on a new phone.

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💸 PERFECT FOR
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✔ Students managing a tight budget
✔ Freelancers tracking income and expenses
✔ Families tracking shared household spending
✔ Small business owners monitoring cash flow
✔ Anyone tired of apps that ask for bank access
✔ Privacy-conscious individuals who want local data storage

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🆓 FREE FOREVER
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Core features are free forever. No 7-day trial. No surprise paywall.
No "premium required" popup. We believe everyone deserves a great
personal finance tracker — not just people who can afford a subscription.

Download SpendSafe and take control of your money today.

Questions? support@spendsafe.app
UPI SMS auto-tracking & Smart Budget planner, money manager & expense tracker.
Updated on
Aug 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

⚡Enhanced the Report section
⚡Added More bank support
⚡Restore the transaction and see recently deleted transaction.
🗓️ New Date Filters – View transactions by Today, This Week, This Month, 3 Months, 6 Months, Year, or a Custom Date Range.
📊 Analyze your spending habits with flexible time-based filters.
⚡ Faster transaction history for a smoother experience.
🎨 UI improvements and performance enhancements for better usability.