SpendSafe:Money Tracker Budget

Creation Unicorn

About this app

💰 SpendSafe — India's Privacy-First Money Manager

Auto-track UPI expenses via SMS. Set budgets. Reach savings goals.
No bank account needed. No ads. No subscription. Works 100% offline.

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⚡ UPI SMS AUTO-TRACKING
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Every PhonePe, Google Pay, Paytm, and bank transaction gets
auto-detected from your SMS — and added to your expense diary
instantly. No manual entry needed for online spends.

Turn it ON or OFF anytime from Settings. Your SMS data never
leaves your phone.

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🔒 WHY SPENDSAFE IS DIFFERENT
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Most money manager apps want your bank password or charge
₹800/month for basic features. SpendSafe does neither.

✅ No bank account linking — ever
✅ No ads — ever
✅ No subscription for core features
✅ All data stored only on YOUR device
✅ 100% offline — works without internet

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⚡ LOG AN EXPENSE IN 3 SECONDS
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Tap + → Enter amount → Pick category → Done.

No signup. No tutorial. SpendSafe is the fastest daily expense
logger on the Play Store.

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📊 POWERFUL FEATURES
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💳 MULTIPLE WALLETS
Track Cash, UPI, Debit Card, and Credit Card separately.
See your total balance at a glance.

📊 SMART BUDGETS
Set monthly budgets per category. Get alerted at 80% so you
never overspend. Color-coded progress bars make it instantly clear.

🎯 SAVINGS GOALS
Create goals like "Emergency Fund" or "Goa Trip". Track daily
progress. Celebrate when you hit 100%.

📄 PDF REPORT GENERATOR
Export a beautiful financial report for any month — fully offline.
Share it or save it.

🔁 RECURRING EXPENSES
Set rent, Netflix, electricity as recurring. SpendSafe auto-adds
them monthly so you never miss a bill.

💡 SMART SPENDING INSIGHTS
See patterns like "You spend 40% more on food on weekends."
Real insights that actually help you save.

🔐 PIN + FINGERPRINT LOCK
Secure your finances with biometric protection.

🌍 11 LANGUAGES
English, Hindi, Spanish, Portuguese, German, French, Arabic,
Japanese, Chinese, Indonesian, Korean.

🌙 DARK & LIGHT THEMES
Beautiful design that's easy on your eyes, day and night.

📤 BACKUP & RESTORE
Export all transactions as JSON. Restore instantly on a new phone.

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💸 PERFECT FOR
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✔ Students managing a tight budget
✔ Freelancers tracking income and expenses
✔ Families tracking shared household spending
✔ Small business owners monitoring cash flow
✔ Anyone tired of apps that ask for bank access
✔ Privacy-conscious individuals who want local data storage

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🆓 FREE FOREVER
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Core features are free forever. No 7-day trial. No surprise paywall.
No "premium required" popup. We believe everyone deserves a great
personal finance tracker — not just people who can afford a subscription.

Download SpendSafe and take control of your money today.

Questions? [e-mail]

What’s new

Update the UPI auto tracking bugs