SpendSafe – Expense & Budget

Creation Unicorn

About this app

💰 SpendSafe – India's Most Private Expense Tracker & Budget App

Track expenses in 3 ways: Auto SMS capture, Voice input, or Manual entry. No bank linking. No ads. No subscriptions. Your data stays on YOUR phone — forever.

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🚀 3 WAYS TO ADD EXPENSES
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1️⃣ AUTO SMS TRACKING (NEW!)
✅ Auto-captures UPI, card & bank transactions from SMS
✅ Recognizes 50+ Indian bank formats
✅ AI auto-categorizes expenses
✅ Review before saving — full control
✅ 100% on-device parsing — zero upload
✅ Toggle ON/OFF anytime

2️⃣ VOICE INPUT — SPEAK TO ADD
✅ "Spent 500 on groceries" — Done!
✅ Hindi & English voice support
✅ Fastest hands-free expense logging
✅ Perfect while commuting or shopping

3️⃣ MANUAL ENTRY — 3 SECONDS
Tap + → Type amount → Pick category → Done

Never manually track again with SMS automation, or use voice when your hands are busy. You choose!

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🔒 WHY SPENDSAFE IS DIFFERENT
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Most budget apps want your bank password, sell your data, or charge ₹800/month. SpendSafe does NONE of that.

✅ Zero bank linking — ever
✅ Zero cloud upload — ever
✅ Zero ads — ever
✅ Zero subscription for core features
✅ Works 100% offline
✅ No account required

Your money data is YOURS. We never see it, store it, or sell it. India's first truly privacy-first personal finance app.

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📊 POWERFUL BUDGETING FEATURES
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💳 MULTIPLE WALLETS
Track Cash, UPI, Debit Card, Credit Card separately. See real total balance instantly.

📊 SMART BUDGETS
Set monthly limits per category. Get 80% alerts. Never overspend with color-coded progress bars.

🎯 SAVINGS GOALS
"Emergency Fund ₹50K" or "Goa Trip ₹30K". Track progress daily. Celebrate wins.

📄 PDF REPORTS
Generate beautiful monthly financial reports. Share with family or save for records — all offline.

🔁 RECURRING EXPENSES
Auto-add Netflix, rent, electricity monthly. Never forget fixed bills.

💡 AI INSIGHTS
"You spend 40% more on food on weekends." Real data that helps you save smarter.

📸 RECEIPT PHOTOS
Attach photos to expenses. Never lose warranty cards or bills.

📈 VISUAL CHARTS
Category pie charts, daily/weekly/monthly trends, income vs expense graphs.

🔐 BIOMETRIC LOCK
PIN + Fingerprint security. Your phone, your data, your rules.

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💸 PERFECT FOR
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✔ Privacy-conscious Indians refusing bank linking
✔ Students managing tight budgets
✔ Freelancers tracking income & expenses
✔ Small business owners tracking cash
✔ Families managing household spending
✔ UPI-heavy users needing auto-capture
✔ Anyone tired of ₹799/month subscriptions

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🆓 POWER-FULL FOREVER
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✅ Unlimited transactions
✅ Unlimited budgets & goals
✅ SMS auto-tracking
✅ Voice input
✅ PDF reports
✅ All wallets & accounts
✅ Backup & restore
✅ Zero ads

No 7-day trial trap. No hidden paywall. Financial tracking is a right, not a luxury.

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🌍 BUILT FOR INDIA
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✓ Recognizes Indian bank SMS (HDFC, SBI, ICICI, Axis, etc.)
✓ UPI/IMPS/NEFT/RTGS tracking
✓ Hindi voice input
✓ 11 languages: English, Hindi, Tamil, Telugu, Marathi, Gujarati, Bengali, Kannada, Malayalam + more
✓ Indian Rupee (₹) default
✓ Works offline in low-connectivity

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🔒 PRIVACY GUARANTEE
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✓ All data stored locally (Hive database)
✓ No internet permission for core features
✓ No analytics tracking
✓ SMS reading 100% on-device
✓ Zero server uploads

📧 Support: [e-mail]

Download SpendSafe and take control of your money — privately, simply.

Your data. Your phone. Your rules. 🔒

What’s new

Auto money tracking by sms
Quick Fixes