SpendSmartAI - Expense Tracker

KCH Labs

In-app purchases

About this app

SpendSmart AI is the expense tracker that does the typing for you. Write "coffee 5" or just say it out loud, and it works out the amount and category for you and stamps today's date. Snap a receipt and it fills itself in (Pro). There's no bank login, which means no forms to wade through and no accounts to connect.

Three ways to add an expense

• Type it. "lunch 14" and it's categorized.
• Say it. Hands-free voice entry.
• Scan it. Photograph a receipt and the details fill themselves in (Pro).

Works across your devices

iPhone, iPad, and web, always in sync. Start on your phone in the coffee line and finish on your laptop that night. Most expense trackers lock you to one device. This one goes where you go.

What you get for free

• Unlimited manual expense tracking
• Monthly AI smart-entries to try
• Voice entry
• 12 months of history
• Budgets and insights
• Fully offline

What Pro adds

• Unlimited AI entry, voice, and receipt scanning
• Receipt scan that snaps and auto-fills
• Unlimited history
• A monthly AI breakdown of where your money went
• Recurring expenses
• PDF and CSV export

No bank login. Ever.

We never connect to your bank. No Plaid, no aggregators, no account access. You can export or delete everything whenever you want. It's real budgeting without handing over your banking credentials.

Fair pricing for where you live

Pro is priced for your country, so you're not paying one flat US price for the whole world.

Whether you're a freelancer, a frequent traveler, or you just want to see where the money goes, download it free and start tracking in seconds.

Terms of Use (EULA): https://spendsmartai.online/terms
Privacy Policy: https://spendsmartai.online/privacy

What’s new

Achievements are here. Earn badges for logging streaks, months under
budget and expense milestones - free for everyone, and never taken away.

Also new:
• Safe to spend today - Home shows what's left per day, after your
recurring bills are set aside
• Reminders you control - switch each one on or off and pick your own times
• A simpler Add screen - type, speak or scan a receipt from one box
• Follow your phone's light or dark setting
• Clearer text, bigger tap targets and better contrast