SpendTheBits is a fully non-custodial crypto and stablecoin wallet. Your private keys and recovery phrase are generated and stored only on your device — never on our servers. You are always in control of your money.
One recovery phrase, many chains. Hold and manage Bitcoin, Litecoin, Ethereum, Solana, BNB, Polygon, Avalanche and leading stablecoins (USDC, USDT) — all from a single seed.
WHAT YOU CAN DO
• Send & receive — pay anyone by wallet address or a simple @handle, with a clear on-screen review before you sign.
• Earn on idle stablecoins — put stablecoins to work in vetted DeFi vaults with a transparent safety score. You stay in self-custody the whole time.
• Move across chains — bridge USDC between networks without leaving the app.
• Programmable payments — set up recurring stablecoin payments and per-second money streams that you can cancel any time.
• Payment requests — share a link and get paid.
• Books & reports — cost-basis lots, realized and unrealized P&L, and an exportable general-journal CSV for your accountant.
SECURITY YOU CONTROL
• Fully non-custodial: keys never leave your device.
• Biometric / passcode unlock, screenshot protection, and address-poisoning checks.
• Social recovery with trusted guardians, plus an optional inheritance flow — so you never lose access.
• Recipient risk screening before every send.
AI THAT HELPS, NEVER HOLDS
Our in-app assistant answers questions and can prepare actions for you — but only your device can sign them. AI proposes, you dispose.
NO CUSTODY. NO LOCK-IN.
SpendTheBits prepares and relays transactions; it can never move your funds. Back up your recovery phrase and you can restore your wallet any time.
SpendTheBits Inc. is a Canadian company. Crypto assets are volatile and their value can go down as well as up. You are responsible for safeguarding your recovery phrase; if you lose it, we cannot recover your funds for you.
Non-custodial crypto wallet for Bitcoin, Ethereum, Solana and stablecoins.