602 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere.

Money Earned® from Spentra is an employer-sponsored benefit. It was designed from the ground up to provide employees with a better option to get and manage their pay.

Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. Your money is sent directly to your own debit card or bank account.

If your employer already offers Spentra, just download the app, link your debit card or bank account, and begin to manage the money you know you have. If your employer does not currently offer Spentra, just have them contact us at info@spentra.com and we will be glad to make that happen.

Take control of your money and align what matters to you…today.

MANAGE YOUR PAY FROM THE SPENTRA APP

Enroll in minutes directly from the app
Link your own debit card and bank account
Choose how you receive your money: to your debit card or to your bank account
See your available earned wages anytime
Review your transfer history in the app
Friendly and responsive customer support
Our patented benefit, Money Earned®

*Standard message and data rates from your wireless service provider may apply.

The Money Earned® service is provided by Spentra, LLC. See the app for terms and any applicable fees.
An all-in-one pay access solution. Access your earned wages anytime.
Updated on
Sep 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Messages and 2 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

597 reviews
Britnee Lloyd
July 2, 2026
Good for borrowing money when you need it and paying it back on your payday. Not the best for letting people know they're closing their services and won't be available anymore.
Did you find this helpful?
Evaleena “Krstee” C
July 6, 2025
Best card EVER!! It will literally pay you the same day you work, every single day or you just push as much money you need to borrow from your already worked hours and it goes instantly (to the minute) to your Spentra prepaid debit card! Also it automatically deducts it from your pay check so you don't even have to worry about having to keep track of the payments because it does it for you! You can receive UP TO 50% of your income you have already earned. Can get paid up to 2x in an 8 hour day.
2 people found this review helpful
Did you find this helpful?
Melody Psychonaut
December 25, 2022
At first I had no issue using this card. But after they closed my account with $600+ on it, it has been horrible to get my money back. 2 months later calling them about the issue & I still have yet to see the refund check they said they'd send me. I've called 2x or once a week, & they don't care. This company has robbed me of my hard earned money. Terrible customer service that keep sending me in circles with no resolve.
20 people found this review helpful
Did you find this helpful?
Spentra, LLC
December 27, 2022
Hi, Please contact us at support@spentra.com to have your issue resolved.

What’s new

We update the app regularly so we can make it better for you. The latest version contains bug fixes, usability, and performance improvements.
Content rating
Everyone
Learn more

App support

About the developer
SPENTRA, LLC
support@spentra.com
1330 Regal Row Dallas, TX 75247 United States
+1 603-930-8229