Cove: Track & Budget Money

Splitify, LLC

In-app purchases

About this app

Cove is the budgeting app that doesn't just show you problems, it fixes some of them.

Most finance apps stop at insights. Cove's AI agent goes further — it actually calls your service providers and negotiates your bills down. Cable, internet, phone: real phone calls, real lower bills, not just a chart telling you what you already knew.

SEE EVERYTHING IN ONE PLACE

Securely connect your bank accounts, cards, loans, and investments for one live, real-time view of your net worth. No manual entry, no spreadsheets — just an accurate picture of where you actually stand.

SPENDING THAT MAKES SENSE AT A GLANCE

Cove automatically categorizes every transaction and shows you real spending trends — groceries, subscriptions, recurring bills, and more — without you lifting a finger.

SUBSCRIPTIONS AND BILLS, HANDLED

Cove finds every recurring charge, flags the ones you forgot about, and helps you cancel what you don't need — while its AI agent works on lowering the ones you keep.

STAY AHEAD, AUTOMATICALLY

Get smart alerts before bills are due, when spending looks unusual, or when a subscription price quietly goes up — so nothing catches you off guard.

BANK-LEVEL SECURITY

Read-only account connections, 256-bit encryption, SOC 2 Certified Type II. Your data stays protected, always.

Cove is built for people who want their money handled, not just displayed.

Keywords: Cove, Budgeting App, Money Manager, Expense Tracker, Subscription Tracker, Bill Negotiation, Net Worth Tracker, Personal Finance, Mint Alternative, Bank-Linked Budgeting

Ratings and reviews

My favorite financial management app so far. I love how it combines easy expense tracking, smart AI insights, and seamless bill splitting in one simple, convenient app.

really useful app for keeping track of my expenses, the interface is simple definetly worth trying app

it's a great app for managing finances.its help me cut the extra expenditure of mine

What’s new

Explore your spending by week, month, quarter, or year. Swipe through your history and see income, spending, and net income for each period, with smoother loading and clearer transaction details. Coming Up now puts the key headline first.