# Splitmate – Split Bills & Track Expenses
Split bills with friends. Track your spending automatically.
Splitmate makes sharing expenses simple, whether you're splitting a dinner, planning a trip, sharing rent, or managing everyday group expenses.
**One expense. One entry. Everything stays in sync.**
When you add a group expense, your share automatically counts toward your personal spending. No duplicate entries, no manual calculations, and no switching between apps just to know where your money went.
## EVERYTHING YOU NEED TO SPLIT BILLS
• **Flexible bill splitting:** Split equally, enter exact amounts, or divide expenses by shares.
• **Simplified settlements:** Instantly see who owes whom, with balances optimized to minimize the number of payments.
• **Easy UPI payments:** Settle up by opening your preferred UPI app with the amount and payee prefilled.
• **Group chat:** Discuss expenses and coordinate payments right inside your group.
• **Personal expense tracking:** Track your spending with clear charts and export your data to CSV.
• **Automatic expense tracking:** Your share of group expenses is included in your personal spending automatically.
• **Offline support:** Add expenses even without an internet connection. Your changes sync when you're back online.
## START WITHOUT CREATING AN ACCOUNT
No sign-up. No email. No password.
Open Splitmate and start splitting bills immediately. Create a group, share an invite link, and bring your friends in.
Want to keep your data when switching phones? Link your Google account or save a recovery code. It's optional, so you can get started without any barriers.
## MADE FOR INDIA, WITH UPI IN MIND
Splitmate makes settling bills easier by handing off payments to your chosen UPI app, with payment details ready to use.
Splitmate does not transfer money itself or access your bank details. You stay in control of your payments.
Traveling internationally or managing expenses across countries? Groups can use different currencies. Each currency is tracked separately, so unrelated amounts are never combined into a misleading total.
## YOUR EXPENSES. YOUR PRIVACY.
**No ads. No selling your data.**
Splitmate is designed to help you manage expenses without advertising clutter.
Expenses marked as "Just me" stay on your device unless you choose to enable backup.
Group information, including names, expenses, settlements, and chat, syncs so everyone in the group can stay up to date.
Our privacy policy explains what data is stored, how it is used, and how you can delete it.
## COMPLETELY FREE
Every feature is included, free.
• No expense limits
• No locked currencies
• No premium subscription
• No ads
Just a simpler way to split bills, settle up, and keep track of your money.
**Split smarter. Track automatically. Spend with clarity.**
Download Splitmate and make shared expenses less of a headache.
Split bills with friends. Your share lands in your own spending, automatically.