Money with friends shouldn't be awkward. SplitNSettle makes splitting bills, tracking shared expenses, and settling up effortless — whether you're traveling, living with flatmates, or just splitting dinner.
Add an expense, choose who's in, and we handle the math. When it's time to settle, we calculate the simplest path so everyone gets even with the fewest transfers.
— WHY YOU'LL LOVE IT —
- MONTHLY BILLS ON AUTOPILOT
Perfect for flatmates and family. Add recurring bills like rent, maid, Wi-Fi, or subscriptions once — they split equally every month, and each member marks their share as paid. A full payment history
keeps everyone accountable.
- SMART SETTLEMENTS
No more complex math or "who owes who." We automatically calculate the most efficient way to clear debts within a group, minimizing the number of transfers needed to get everyone even.
- ACTIONABLE INSIGHTS
Beautiful charts visualize your spending by category and month, so you can spot trends and see exactly where your money goes over time.
- STRUCTURED GROUPS & CATEGORIES
Keep your financial life organized with smart categories and subcategories — like "Travel > Summer Trip" or "Food > Groceries" vs "Food > Dining Out" — for precise, clutter-free tracking.
- RECEIPTS & PAYMENT PROOF
Attach a photo of any bill to an expense and upload proof when you settle up. Every transaction stays backed by evidence — so there's never a doubt about who paid what.
- UNIVERSAL CURRENCY SUPPORT
Travel without limits. Add expenses in any currency and we'll keep the records straight, ensuring fair splits no matter where you are in the world.
- GROUP POLLS
Can't decide where to eat or which place to book? Create a poll and let everyone vote — decide together, faster, with no endless group-chat debates.
— PERFECT FOR —
• Roommates & flatmates splitting rent and bills
• Friends on trips and vacations
• Couples managing shared expenses
• Families tracking household costs
• Anyone tired of "I'll get you back later"
Download SplitNSettle and turn shared expenses from a source of friction into something simple. Split smarter. Settle faster.