Content rating
Everyone
10+
Downloads
Content rating
Everyone
Users Interact
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About this app

SplitOwl makes splitting expenses with friends, roommates, and
groups effortless - no awkward math, no messy spreadsheets.
Track shared costs, see exactly who owes whom, and settle up
in a tap.
Whether it's a trip, a shared flat, dinner with friends, or a
group event, SplitOwl keeps everyone on the same page.

WHY SplitOwl
• Split any expense - equally, by exact amounts, or custom
shares. SplitOwl does the math.
• Groups & friends - create groups for trips, flatmates, or
events and add people in seconds, even before they join.
• Know who owes whom - always-up-to-date balances show what
you owe and what you're owed at a glance.
• Settle up easily - record payments both ways and clear
balances cleanly, so everyone stays square.
• Real-time sync - add an expense and everyone in the group
sees it instantly.
• Activity feed - a clear history of every expense and
settlement.
• Private & secure - encrypted connections, hashed passwords,
and we never sell your data.

HOW IT WORKS
1. Create a group for your trip, flat, or night out and add
the people involved.
2. Add expenses - log who paid and how it's split. SplitOwl
keeps a running tab.
3. Settle up - see who owes whom and mark payments as done.

SplitOwl is a record-keeping and calculation tool. It helps
you track shared expenses and balances - it does not process,
hold, or transfer real money.
Split fair. Settle fast. Stay friends.

Questions? support.splitowl.app@gmail.com
Privacy: https://splitowl.app/privacy
Terms: https://splitowl.app/terms
Split expenses with friends & groups, see who owes whom, and settle up easily.
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Welcome to SplitOwl! 🦉 Split expenses with friends, family, and roommates - no more awkward math.

• Add expenses and split equally, by amount, percent, or shares
• See who owes whom at a glance with clear balances
• Settle up and keep a full history
• Create groups for trips, flatmates, and more
• Invite friends by phone or email - even before they join
• Search people in one tap and add expenses fast

Simple, fast, and free. Start splitting today!