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Everyone
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About this app

SplitOwl makes splitting expenses with friends, roommates, and
groups effortless - no awkward math, no messy spreadsheets.
Track shared costs, see exactly who owes whom, and settle up
in a tap.
Whether it's a trip, a shared flat, dinner with friends, or a
group event, SplitOwl keeps everyone on the same page.

WHY SplitOwl
• Split any expense - equally, by exact amounts, or custom
shares. SplitOwl does the math.
• Groups & friends - create groups for trips, flatmates, or
events and add people in seconds, even before they join.
• Know who owes whom - always-up-to-date balances show what
you owe and what you're owed at a glance.
• Settle up easily - record payments both ways and clear
balances cleanly, so everyone stays square.
• Real-time sync - add an expense and everyone in the group
sees it instantly.
• Activity feed - a clear history of every expense and
settlement.
• Private & secure - encrypted connections, hashed passwords,
and we never sell your data.

HOW IT WORKS
1. Create a group for your trip, flat, or night out and add
the people involved.
2. Add expenses - log who paid and how it's split. SplitOwl
keeps a running tab.
3. Settle up - see who owes whom and mark payments as done.

SplitOwl is a record-keeping and calculation tool. It helps
you track shared expenses and balances - it does not process,
hold, or transfer real money.
Split fair. Settle fast. Stay friends.

Questions? support.splitowl.app@gmail.com
Privacy: https://splitowl.app/privacy
Terms: https://splitowl.app/terms
Updated on
Jun 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What’s new


First internal test build of SplitOwl.
What you can try:
• Split expenses with friends and groups
• See who owes whom and settle up
• Create groups and add friends by email or phone
• Get notified when someone adds or settles an expense

Please report any bugs or feedback to support.splitowl.app@gmail.com-thank you for testing!