SplitOwl is a simple bill splitter and group expense tracker. Split bills with friends, roommates, family, and travel groups, see who owes whom, and settle up in a tap. No awkward math, no messy spreadsheets.
Going on a trip, sharing a flat, or out for dinner? SplitOwl keeps every shared expense organized so everyone stays on the same page.
SPLIT BILLS YOUR WAY
- Split equally, by exact amounts, or by custom shares
- Handle uneven splits like rent, groceries, and utilities
- Add expenses in seconds and let the expense splitter do the math
GROUP EXPENSE TRACKER
- Create groups for trips, roommates, couples, parties, or events
- Add friends before they join the app
- Track all group expenses in one place
KNOW WHO OWES WHOM
- See clear balances: what you owe and what you're owed
- Use simplified debt tracking, so you don't need to calculate who pays whom
- Check your balance with each friend at a glance
SETTLE UP EASILY
- Record payments in either direction
- Mark debts as settled and keep every balance accurate
- Keep a full history of settlements
REAL-TIME SYNC
- Add an expense and everyone in the group sees it instantly
- An activity feed shows every expense, edit, and payment
PERFECT FOR
- Trip and vacation expense sharing
- Roommates and flatmates splitting rent and bills
- Dinners, parties, and group outings
- Couples sharing household costs
- Office lunches and team events
PRIVATE & SECURE
Encrypted connections, hashed passwords, and we never sell your data.
HOW IT WORKS
1. Create a group and add the people involved.
2. Add expenses: who paid and how it's split.
3. Settle up: see who owes whom and mark payments as done.
Important: SplitOwl is a record-keeping and calculation tool for shared expenses. It does not process, hold, or transfer real money.
Split fair. Settle fast. Stay friends.
Questions? support.splitowl.app@gmail.com
Privacy: https://splitowl.app/privacy
Terms: https://splitowl.app/terms
Split bills with friends & roommates. Track shared expenses and settle up fast.