Content rating
Everyone
10+
Downloads
Content rating
Everyone
Users Interact
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About this app

SplitOwl is a simple bill splitter and group expense tracker. Split bills with friends, roommates, family, and travel groups, see who owes whom, and settle up in a tap. No awkward math, no messy spreadsheets.

Going on a trip, sharing a flat, or out for dinner? SplitOwl keeps every shared expense organized so everyone stays on the same page.

SPLIT BILLS YOUR WAY
- Split equally, by exact amounts, or by custom shares
- Handle uneven splits like rent, groceries, and utilities
- Add expenses in seconds and let the expense splitter do the math

GROUP EXPENSE TRACKER
- Create groups for trips, roommates, couples, parties, or events
- Add friends before they join the app
- Track all group expenses in one place

KNOW WHO OWES WHOM
- See clear balances: what you owe and what you're owed
- Use simplified debt tracking, so you don't need to calculate who pays whom
- Check your balance with each friend at a glance

SETTLE UP EASILY
- Record payments in either direction
- Mark debts as settled and keep every balance accurate
- Keep a full history of settlements

REAL-TIME SYNC
- Add an expense and everyone in the group sees it instantly
- An activity feed shows every expense, edit, and payment

PERFECT FOR
- Trip and vacation expense sharing
- Roommates and flatmates splitting rent and bills
- Dinners, parties, and group outings
- Couples sharing household costs
- Office lunches and team events

PRIVATE & SECURE
Encrypted connections, hashed passwords, and we never sell your data.

HOW IT WORKS
1. Create a group and add the people involved.
2. Add expenses: who paid and how it's split.
3. Settle up: see who owes whom and mark payments as done.

Important: SplitOwl is a record-keeping and calculation tool for shared expenses. It does not process, hold, or transfer real money.

Split fair. Settle fast. Stay friends.

Questions? support.splitowl.app@gmail.com
Privacy: https://splitowl.app/privacy
Terms: https://splitowl.app/terms
Split bills with friends & roommates. Track shared expenses and settle up fast.
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Welcome to SplitOwl! 🦉 Split expenses with friends, family, and roommates - no more awkward math.

• Add expenses and split equally, by amount, percent, or shares
• See who owes whom at a glance with clear balances
• Settle up and keep a full history
• Create groups for trips, flatmates, and more
• Invite friends by phone or email - even before they join
• Search people in one tap and add expenses fast

Simple, fast, and free. Start splitting today!