SplitOwl makes splitting expenses with friends, roommates, and
groups effortless - no awkward math, no messy spreadsheets.
Track shared costs, see exactly who owes whom, and settle up
in a tap.
Whether it's a trip, a shared flat, dinner with friends, or a
group event, SplitOwl keeps everyone on the same page.
WHY SplitOwl
• Split any expense - equally, by exact amounts, or custom
shares. SplitOwl does the math.
• Groups & friends - create groups for trips, flatmates, or
events and add people in seconds, even before they join.
• Know who owes whom - always-up-to-date balances show what
you owe and what you're owed at a glance.
• Settle up easily - record payments both ways and clear
balances cleanly, so everyone stays square.
• Real-time sync - add an expense and everyone in the group
sees it instantly.
• Activity feed - a clear history of every expense and
settlement.
• Private & secure - encrypted connections, hashed passwords,
and we never sell your data.
HOW IT WORKS
1. Create a group for your trip, flat, or night out and add
the people involved.
2. Add expenses - log who paid and how it's split. SplitOwl
keeps a running tab.
3. Settle up - see who owes whom and mark payments as done.
SplitOwl is a record-keeping and calculation tool. It helps
you track shared expenses and balances - it does not process,
hold, or transfer real money.
Split fair. Settle fast. Stay friends.
Questions? support.splitowl.app@gmail.com
Privacy: https://splitowl.app/privacy
Terms: https://splitowl.app/terms