Amy: Split Expenses & Bills

Lennart Borstelmann

About this app

Who paid, and who still gets something back? Amy answers that at a glance.

Split expenses with friends, in a flatshare, or on a trip: Amy records who paid.
what and works out who owes whom at the end. No scraps of paper, no spreadsheet,
No awkward reminders.

100% free. No ads. No hidden costs.

SIGN IN WITHOUT A PASSWORD
Enter your email, type the code from your inbox, and done. No password to remember.

ALL YOUR GROUPS IN ONE PLACE
Flatshare, holiday fund, weekend trip—every group with its own balance. The
The overview immediately shows where you are up and where you are down.

GUESTS WITHOUT AN ACCOUNT
Not everyone installs an app. Add the person as a guest and share the costs with
them anyway. If they join later, link the guest to their profile—every amount
moves across.

INVITE BY QR CODE OR CODE
Hold up your phone, scan, done. Or pass on the seven-character code.

EVERY EXPENSE IN VIEW
Amounts, categories, who paid, who shared—in order and filterable, plus a feed
of everything that has happened in the group.

SPLIT THE BILL, EVEN WHEN IT GETS COMPLICATED
- Split equally
- By percentage
- Exact amounts
- By shares
The odd cent is not lost; it is assigned. Anyone who was not part of an expense
stays out of it.

A SIMPLE OVERVIEW FOR SETTLING UP
Amy nets mutual debts off against each other and proposes the shortest chain of
payments: two transfers instead of six. You can also record a payment between two
other people if you were only doing the math.

YOUR BUDGET
The You tab shows one month: what comes in, what goes out on fixed costs, what
You spent freely. Fixed costs and income live right there, and the next month is
one tap away.

DETAILED STATISTICS WITH HISTORY
Categories as a ring, months as bars, every past month available. It becomes
obvious where the money actually goes.

STATEMENT AS PDF
Settling a group and passing on the result: Amy produces a PDF with every
expense, every share, and the settle-up plan. To share, to print, or to keep.

SUBSCRIPTIONS AND FIXED COSTS
Streaming, gym, insurance—with intervals, a budget per category, and a reminder
before the money leaves.

WHAT AMY IS MADE FOR
- Splitting flatshare costs: rent, electricity, groceries
- Holiday funds: accommodation, rental car, restaurants
- Splitting the bill over dinner with friends
- Joint projects and group gifts
- And tracking your own expenses alongside

ALSO
- Multiple currencies, converted automatically, including at the historical rate
- Push notifications when somebody adds or settles something
- Light and dark, following the system
- English and German
- Keeps working offline and syncs afterwards

Amy—so money never has to be a thing between friends.

What’s new

Amy has been rebuilt — every screen.

NEW
• Statement as a PDF, with a settle-up plan
• Guests without an account, linkable later
• The You tab as one month: budget, fixed costs, income, statistics
• Adding an expense in two steps
• Record a payment between two other people
• Balances group-wide too

CHANGED
• Members with an open balance can no longer be removed — settle up first.
Former members can now be paid out.

Plus dozens of fixes to balances, currencies and splits.