청년미래적금 신청 가이드 - 방법, 조건 (2차)

생활정보가이드

About this app

Youth Future Savings Account Application Guide - Method, Conditions (2nd Round) is an unofficial information app designed to help you easily check information regarding the 2nd round of recruitment for the Youth Future Savings Account in 2026.

Content available in the app:

- 2nd round application schedule (October 7–16) and the birth year odd/even system

- Screening schedule (October 19–November 13) and account opening schedule (November 16–27)

- Actual application method via participating financial institution apps

- Key eligibility conditions such as age, personal income, and household income

- Consent to provide household member information and preparation for screening

- Procedure and precautions for switching from the Youth Leap Account

- Simple self-diagnosis

- Calculator for estimated payout at 3-year maturity

- Interest rates by bank and preferential rate conditions

- Links to official data from the Financial Services Commission, Korea Inclusive Finance Agency, etc.

As of the Financial Services Commission's announcement on September 16, 2026, the 2nd round of applications is from October 7 to 16. Applications are open only to those with an odd-digit last digit of their birth year on October 7 and to those with an even-digit last digit on October 8. From October 12 to 16, applications can be submitted regardless of birth year. Applicants who pass the screening process may open an account at participating financial institutions from November 16 to 27.

The simplified self-diagnosis displays estimated results based on publicly available key criteria, while the maturity payout calculator calculates the estimated principal, government contribution, and interest based on the monthly payment amount, applicable interest rate, and subscription type. Actual eligibility and payout amounts may vary depending on the screening by relevant agencies and financial institutions, as well as the product terms and conditions.

This app is not the official app of the government, the Financial Services Commission, the Korea Inclusive Finance Agency, or any participating financial institution. It does not represent the government or any financial institution and does not provide services for subscription applications, account opening, deposit receipt, financial product brokerage, or application agency. The actual application and final eligibility screening must be conducted through the official app or official channels of the participating financial institution.

Official Information Sources:

Financial Services Commission 2nd Recruitment Press Release

https://www.fsc.go.kr/no010101/87726

Korea Inclusive Finance Agency Youth Future Savings Guide

https://www.kinfa.or.kr/financialProduct/youthFutureSavings.do

Korea Federation of Banks Youth Future Savings Interest Rate Comparison Disclosure

https://portal.kfb.or.kr/compare/receiving_youth_future_2.php

Policy details, application schedules, and conditions by financial institution are subject to change. Therefore, please check the official sources above and the latest announcements from participating financial institutions before applying.

What’s new

청년미래적금 2차 신청 일정과 대상 조건 안내를 추가했습니다.
가구원 동의, 요건 심사, 계좌 개설 절차와 FAQ를 보강했습니다.
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