Stacko turns your camera into a smart money assistant. Scan any receipt or bill with AI, track your spending, and keep your important documents safe — with no bank connection required.
📸 AI RECEIPT SCANNER
Snap a receipt, bill, or invoice and Stacko's AI reads the store, total, date, and every line item in seconds. It works in any language, in any country, and with any currency. No manual typing, no spreadsheets. You can also import receipts by sharing an image or PDF from any app — email confirmations, delivery breakdowns, photos from chats — or batch scan up to five receipts at once.
📊 EXPENSE TRACKER THAT EXPLAINS YOUR MONEY
Every scanned receipt is categorized automatically. See where your money goes with daily budgets, weekly and monthly reports, and month-over-month comparison. Spot which categories are climbing and which months cost you the most. All calculations happen on your device.
🔁 SUBSCRIPTION TRACKER — WITHOUT LINKING YOUR BANK
Most people underestimate what their subscriptions cost by more than double. Stacko tracks every recurring payment with its renewal date and billing cycle, projects your annual total, and warns you before a free trial converts to a paid plan. A renewal calendar shows every upcoming payment at a glance. If a subscription or utility bill quietly goes up in price, Stacko flags it.
🔒 ENCRYPTED DOCUMENT VAULT
Store your passport, ID, insurance policy, rental contract, and warranty documents behind PIN and biometric protection. Stacko reminds you before anything expires — 90, 30, and 7 days ahead — so you are never caught out by a lapsed policy or an expired passport.
🛡️ WARRANTY GUARDIAN
Scan the receipt for a phone, laptop, appliance, or any durable good and Stacko detects the warranty period, saves it to your vault, and reminds you before it runs out.
💳 BILL PAYMENT HELPER
Stacko extracts account numbers, meter numbers, and reference numbers from utility bills, so you can copy and pay in seconds instead of squinting at paper.
🎁 YEAR WRAPPED
A shareable year-in-review of your spending: your top store, your biggest splurge, your most expensive month, and how your habits changed.
🌍 BUILT FOR EVERYWHERE
18 languages. Multi-currency with live conversion. Brand suggestions that adapt to your country. Whether you shop in Istanbul, Berlin, Jakarta, or São Paulo, Stacko speaks your language and knows your stores.
🔐 PRIVACY FIRST — NO BANK CONNECTION, EVER
Stacko never asks for your bank login. There is no account aggregation, no transaction scraping, no selling your financial data. Your receipts and documents stay under your control, and you can export everything at any time. No lock-in.
FREE
- 3 receipt scans per day
- Automatic expense categorization
- Budget tracking and spending reports
- Up to 5 vault documents
- Multi-currency support
- 18 languages
PRO
- Unlimited receipt scanning
- Batch scan up to 5 at once
- Unlimited document vault and warranty tracking
- Full subscription dashboard with annual projection
- Free-trial and price-increase alerts
- Renewal calendar
- Advanced reports with yearly trends and export
- AI budget coach
WHO USES STACKO
- Anyone who wants to know where their money actually goes
- People who prefer not to hand bank credentials to an app
- Households tracking grocery, utility, and subscription costs
- Travelers juggling receipts in multiple currencies
- Anyone tired of losing warranties and expiring documents
Stack smarter. Spend wiser.
AI scans bills, tracks budget & subscriptions. No bank link. Private by design.