Star Capital

Star Capital

About this app

Star Capital is a digital financial services platform that enables users to apply for loans, track loan application status, and calculate EMIs. The app does not provide instant cash loans and does not guarantee loan approval. All loan approvals, interest rates, fees, and disbursals are subject to eligibility checks and lender verification.
Star Capital follows responsible lending practices and ensures complete transparency by clearly disclosing loan terms, interest rates, fees, repayment tenure, and total repayment cost before loan acceptance.

Loan Products Available
• Home Loan
• Personal Loan
• Business Loan
• Mortgage / Construction Loan
• Commercial Vehicle Loan
Loan availability, amount, tenure, and interest rates depend on applicant eligibility and lender policies.

Loan Terms & Charges (Mandatory Disclosure)
Loan Amount Range:
₹10,000 to ₹50,00,000 (varies by loan type)
Repayment Tenure:
Minimum: 6 months
Maximum: 360 months (30 years for Home Loans)
Interest Rate:
Starting from 10.50% per annum
Maximum up to 36% per annum
Annual Percentage Rate (APR):
Minimum APR: 11%
Maximum APR: 36%
Processing Fee:
Up to 3% of the loan amount plus applicable taxes
Late Payment Charges:
As per lender terms and disclosed in the loan agreement
Prepayment / Foreclosure Charges:
Allowed as per lender policy and loan agreement

Representative Loan Example (Required by Google Play)
Example – Personal Loan:
Loan Amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate: 18% per annum
Processing Fee: 2% (₹2,000)
Monthly EMI: ₹9,167
Total Repayment Amount: ₹1,10,004
Total Interest & Fees: ₹10,004
APR: 21.5%
This example is for illustration only. Actual loan terms may vary based on lender assessment and borrower eligibility.

App Features
• Loan application submission
• EMI calculator
• Application status tracking
• Secure user login
• Application notes and updates

Eligibility (Indicative)
• Indian resident
• Minimum age: 18 years
• Valid KYC documents
• Stable source of income

Data Safety & Privacy
Star Capital uses industry-standard security measures to protect user data. All personal and financial information is encrypted and used only for verification, servicing, and compliance purposes.

Important Disclaimer
Star Capital is not a lender. The app facilitates loan applications and related services. Loans are provided by RBI-registered financial institutions. Final approval, interest rates, fees, and disbursal are determined solely by the lending partner.

Customer Support
Email: [e-mail]