Outbank - Money Manager App

Outbank GmbH

In-app purchases

About this app

Outbank – The all-in-one finance app for individuals, freelancers, and small businesses.
Manage all your bank accounts, contracts, insurance policies, and budgets in one app — ad-free, encrypted, and completely private.

Whether you're managing personal or business accounts, Outbank helps you stay in control of your finances.

YOUR MONEY. YOUR DATA.
Your financial data belongs to you — and no one else. Outbank stores your data directly on your device. The app communicates directly with your financial providers — no external servers, no tracking, no profiling, and no saving of data.

Outbank is for you if:
- You have multiple bank accounts (personal and/or business)
- You want 100% privacy and data security
- You want to budget smarter and save money

ALL YOUR FINANCES IN ONE APP – MULTIBANKING FOR DACH
Simply connect all your accounts to the app. Outbank supports over 4,500 banks and financial providers across Germany, Austria, and Switzerland – more than any other multibanking app.
* Bank Accounts: Checking Account, Savings Account, Overnight Money Account, Securities Depot
* Credit Cards: Debit Card, Visa, Mastercard, American Express, ADAC, IKEA & Amazon Credit Card
* SCHUFA-Score
* Insurances: Allianz, HUK, myLife, HDI, IDEAL
* Investments & Trading: Trade Republic, Scalable Capital, flatexDEGIRO, DWS Investments, Mintos, eToro, Bitpanda
* Digital Payment Services: PayPal, Klarna, Shoop, Amazon, Wise
* Crypto & Digital Wallets: Binance, Bitcoin.de, Ethereum, Kraken, Coinbase – incl. real-time currency conversion
* Loyalty Programs: Miles & More, BahnBonus & Payback
* Shopping Accounts: REWE, Lidl Plus, EDEKA, dm
* Offline Accounts: Cashflow Tracking, Household Books, Precious Metals, Collectibles, Real Estate, and Company Shares
* Top Banks: Sparkasse, Volksbank, Raiffeisenbanken, ING, Commerzbank, Comdirect, DKB, Deutsche Bank, Postbank, Haspa, Sparda Bank, Consorsbank, Apobank, HVB, GLS Bank, Hanseatic Bank, SWK Bank, TF Bank, C24, Finom, Qonto, Fidor Bank, KfW, Santander, Targobank, BMW Bank, Volkswagen Bank, Bank of Scotland, Bank Norwegian, Ikano Bank, DAB, Signal Iduna, Airplus – and many more.

PAYMENTS
Send money directly from the app – quickly and reliably.
* SEPA transfers & instant payments, scheduled payments, standing orders, direct debits
* Pay invoices via QR code or scan invoices directly
* Request money from friends and clients
* Pay invoices from Docutain directly with Outbank
* Payment templates & payment history

SMART FINANCIAL PLANNING
Track your fixed costs, identify savings potential, and see how much you have left at month's end.
* Automatically detect and manage fixed costs (e.g., utilities, insurance, phone, streaming subscriptions, etc.)
* Manually add contracts and insurance policies
* Get reminders of notice periods
* Set budgets to track your spending
* Define savings goals and monitor your progress

INSIGHTS & REPORTS
Understand exactly where your money goes.
* Visual breakdowns of income, expenses, and assets
* Automatic categorization of transactions
* Add custom tags, categories, and category rules
* Personalize your reporting cards

NEW: SECURE SYNC
* Keep your financial data synchronized across all your devices - securely protected with end-to-end encryption.

BUSINESS FEATURES
The Business Subscription offers features specifically designed for the needs of freelancers, self-employed professionals, and small businesses:
* Access to business-only financial providers and accounts
* Collective transfers and purpose-specific payments (e.g., for payroll)
* Request money via EPC-compliant QR codes from clients
* Transaction export (PDF or CSV) without branding
* Amazon Business integration with direct invoice export (PDF)

ADDITIONAL FEATURES
* Transaction export (PDF & CSV)
* Import from banking portals and other finance apps
* Save & restore data with local backups
* ATM locator
* Card blocking

What’s new

SECURE SYNC & NEW DESIGN
- For the long-awaited live synchronization of your data, activate Secure Sync first on the device with your most current data. Then enable the feature on your devices and transfer your data.
- The new new card-based design streamlines your account overview, allows you to view and edit all transactions for a card, assign a single account to multiple cards, and track your total balance and new transactions with the new quick views.
- Other crash and bug fixes.