More than just a subscription tracker. Meet your personal AI Financial Copilot.
Substrak is the comprehensive privacy-first money manager that combines recurring bill tracking, manual expense logging, and income management into one secure dashboard. No bank linking required.
š AI FINANCIAL COPILOT
Chat with your finances. Ask Copilot to:
⢠"Analyze my spending habits."
⢠"Find duplicate subscriptions."
⢠"Help me reach my savings goal for a new car."
š° INCOME & EXPENSE MANAGER
Don't just track bills. Log daily expenses (groceries, coffee) and income sources (salary, freelance). Visualize your Net Cash Flow instantly.
šÆ FINANCIAL GOALS
Saving for a vacation or emergency fund? Set custom goals, allocate monthly surpluses, and watch your progress bar fill up.
š SUBSCRIPTION COMMAND CENTER
⢠Track Fixed & Variable bills (e.g., Electricity).
⢠Get alerts for Free Trials 2 days before they charge.
⢠Organize via custom categories.
š 100% PRIVACY FOCUSED
⢠Offline-first architecture.
⢠No bank syncing. No data selling.
⢠Your data stays on your device and secure cloud storage.