NeoExpense is a free AI expense tracker and money manager that makes daily expense tracking effortless. Speak an expense and AI logs it for you, set monthly budgets, track savings goals, and see exactly where your money goes — online or completely offline.
WHY PEOPLE SWITCH TO NEOEXPENSE
Most expense manager apps demand SMS access, bury you in menus, or stop working without internet. NeoExpense does the opposite: it works fully offline, reads none of your messages, and logs an expense in one tap and one sentence.
🎙️ AI VOICE EXPENSE ENTRY
Say "spent 250 on groceries and 500 on fuel" and AI turns it into ready-to-save entries, with the amount and category already filled in. No forms, no dropdowns, no typing. The fastest way to record a daily expense on the go.
💬 NEOCHAT ASSISTANT
Add a transaction, check account balances, review savings goals, see upcoming bills or pull a category report through a guided chat, without hunting through menus.
💰 BUDGET PLANNER
Set a monthly budget per category — food, travel, rent, shopping, bills — and let visual progress bars keep you on track. See your budget overview before you overspend, not after.
🎯 SAVINGS GOALS
Create savings goals for a phone, a trip, or an emergency fund. Track every contribution and watch the gap close.
🔁 RECURRING TRANSACTIONS & BILL REMINDERS
Automate rent, EMI, subscriptions and salary. Recurring entries post themselves, so your ledger is never out of date.
📅 CALENDAR VIEW
See income and expenses day by day on a monthly calendar and spot heavy spending days at a glance.
📊 CHARTS, REPORTS & INSIGHTS
Pie charts, category breakdowns and month-over-month spending reports show your real cash flow, not just a balance.
💳 MULTIPLE ACCOUNTS & WALLETS
Track cash, bank accounts, credit cards and digital wallets separately, with per-account balances and transfers between them.
📴 100% OFFLINE EXPENSE TRACKER
No internet? Keep logging. Manual entry, budgets and reports all work offline, and sync catches up the moment you reconnect.
☁️ MULTI-DEVICE CLOUD SYNC
Add an expense on your phone and review it on your tablet. Secure cloud sync keeps every device in step.
🌎 MULTI-CURRENCY SUPPORT
Track expenses in any currency with correct symbols and formatting, built for travellers, freelancers and international users.
📄 EXPORT TO PDF, EXCEL & CSV
Export any expense report for taxes, reimbursements, accounting, or your own records.
🔒 PRIVATE BY DESIGN
PIN and biometric app lock. No SMS reading. Nothing sold to third parties. Your financial data stays yours.
🌗 LIGHT & DARK THEMES
A clean, modern interface that is easy on the eyes, day or night.
WHO USES NEOEXPENSE
• Students keeping to a tight monthly budget
• Salaried professionals tracking daily expenses and EMIs
• Families managing household expenses and bills
• Freelancers separating business and personal spending
• Travellers logging costs in multiple currencies
FREE AND PREMIUM
Everyday expense tracking is free and unlimited: manual entries, budgets, savings goals, accounts, charts and reports. AI voice entry is included free up to 4 entries per day, and Premium raises that limit. No subscription is required to track your money.
GET STARTED IN 30 SECONDS
1. Add your accounts and opening balances
2. Set a monthly budget for your top categories
3. Log your first expense by voice
Take control of your money. Download NeoExpense — the AI expense tracker, budget planner and personal finance manager — today.
AI expense tracker & budget planner. Speak an expense, it logs itself.