Nudge: Budget for your goals

Tipu1999

About this app

Most budgeting apps show you what you spent. Nudge shows you what it means.

Every time you spend on takeout, that money isn't just "out of your food budget" — it's five days later on your Japan trip, or a week further from your house deposit. Nudge connects the dots between everyday choices and the goals you actually care about.

━━━ WHAT NUDGE DOES ━━━

🎯 GOAL-BASED BUDGETING
Set the goals that matter — a trip, a house deposit, an emergency fund, career break — with a target date. Nudge tracks your progress toward each one in real time as you spend and save.

💡 SMART NUDGES
When you're over budget, Nudge tells you exactly what it costs — not in abstract dollars, but in real terms: "you're $90 over on dining, which pushes your Japan trip back 5 days."

📊 CLEAN INSIGHTS
See the full picture at any zoom level — this month's snapshot, your full transaction history, or 6-month trends across income, spending, and savings.

🔁 RECURRING TRANSACTIONS
Salary, rent, subscriptions — set them up once and Nudge logs them automatically each month. No more re-typing the same numbers.

🌍 155+ CURRENCIES
Full support for currencies worldwide. Whether you earn in dollars, rupees, euros, or yen, Nudge shows every amount in your currency with the right symbol.

🔒 PRIVATE BY DESIGN
Your data is yours. Nudge doesn't sell it, doesn't share it with advertisers, and doesn't connect to your bank accounts. No ads. No tracking. No AI training on your finances.

━━━ WHY NUDGE ━━━

Traditional budgeting is a chore. You track expenses religiously for a few weeks, then life happens and the numbers become meaningless.

Nudge takes a different approach. Every spending decision is framed in terms of the goals you already care about, so the connection between "the extra takeout tonight" and "the trip you've been saving for" is impossible to ignore.

It's not about restriction. It's about clarity.

━━━ FEATURES ━━━

- Multiple savings goals with target dates and progress tracking
- Category-based budgets with visual over/under indicators
- Custom categories — track anything, not just presets
- Add-to-goal allocation from monthly surplus
- "What if" simulator — see how saving more moves your dates
- Recurring income and expenses that auto-log each month
- Monthly summaries with category breakdowns
- 3, 6, and 12-month trend charts
- Full multi-currency support (155+ currencies)
- Budget rollover between months
- Clean, distraction-free interface

━━━ HONEST BOUNDARIES ━━━

Nudge is a personal finance tracker, not a bank, investment platform, or financial advisor. We don't connect to your accounts, don't move real money, and don't tell you what to do with it. We give you a clear view of your own money and let you decide.

━━━ CONTACT ━━━

Questions, feedback, or bug reports? Email us — we read every message.

Privacy Policy: https://tipu1999.github.io/nudge-finance/
Delete your data: https://tipu1999.github.io/nudge-finance/delete.html

What’s new

Welcome to Nudge — goal-based budgeting.

- Set savings goals with target dates
- Track spending across custom categories
- Auto-log recurring income and expenses
- See how today's spending affects tomorrow's goals
- Full support for 155+ currencies