Planfolio - Portfolio Tracker

Surplexic GmbH

In-app purchases

About this app

Planfolio turns your portfolio into a plan. Define a clear investment strategy and a financial freedom goal, then monitor and steer your stocks, ETFs and crypto against it — with a constant portfolio health check, deep fundamental analysis and AI research that shows you exactly where to act.

WHY PLANFOLIO IS DIFFERENT
Most portfolio trackers stop at showing you numbers. Planfolio tells you what those numbers mean for YOUR strategy: Is your allocation drifting? Is one position quietly dominating your risk? Are you still on track for financial independence? Planfolio answers these questions automatically, every day.

PORTFOLIO HEALTH CHECK WITH PERSONAL RECOMMENDATIONS
A 5-dimension health radar continuously scores your portfolio on diversification, fundamentals, volatility, dividends, and goal progress — measured against the strategy YOU defined. Instead of generic scores you get personalized, actionable insights to fix weak spots before they hurt performance.

FUNDAMENTAL ANALYSIS MADE SIMPLE
Skip the spreadsheet. Forget about 100s of numbers. Planfolio condenses financial health, growth, profitability, price evaluation, return and risk factors into clear visual overviews for every stock and ETF — P/E, PEG, margins, revenue and earnings growth, payout ratio and more. Spot overvalued positions and hidden risks in seconds, not hours.

POSITION IMPACT ANALYTICS
See what each holding actually does to your portfolio: how it shifts your returns, volatility, and diversification. Check the impact BEFORE you buy — for any stock on your watchlist — and make every trade a deliberate strategy decision.

AI RESEARCH SAVES YOU HOURS
Your home screen shows an intraday AI summary of the major market drivers, so you always know what is moving markets. For every asset, AI research delivers the key growth drivers and risk factors in a 12-month outlook. Know what political and market factors are important for your holdings.

YOUR FINANCIAL FREEDOM PLAN, BUILT IN
Set your FIRE or wealth target and Planfolio projects your path with realistic return scenarios, savings rates and withdrawal strategies. Know your FI number, FI date, and track whether you are ahead or behind plan — and what to change if you are not.

TAX INSIGHTS
Planfolio breaks down your realized gains, losses and dividend income per tax year, so you know where you stand before the filing deadline. See your taxable gains at a glance instead of reconstructing them from broker statements.

EVERYTHING ELSE YOU EXPECT FROM A MODERN TRACKER
- Automatic broker sync or CSV import (DeGiro, Robinhood, Schwab, Trade Republic, Vanguard, and many more)
- Import from your current portfolio tracker (Parqet, Portfolio Performance and more)
- Real-time and intraday prices, performance and gain charts for every period
- Dividend calendar, income tracking and dividend growth analysis
- Multi-currency support with automatic conversion to your home currency
- Watchlists with full analysis before you invest
- Beautiful, fast native app

PRIVACY BY DESIGN — NOT AS A TAGLINE
Your financial data is end-to-end encrypted on your device before anything is stored. The encryption keys never leave your phone, so nobody but you can read it. No ads, no data selling, no profiling. "We don't sell your data" isn't good enough — we can't even see it.

TRY EVERYTHING FREE FOR 14 DAYS
Explore ALL Pro features for 14 days — no credit card, no upfront subscription. Afterwards you automatically continue on the free tier. Love Planfolio Pro? Keep every feature unlocked with a monthly or discounted annual subscription.

Whether you are building long-term wealth with ETFs, hunting dividend income, or managing a focused stock portfolio on your way to financial independence — Planfolio gives you the strategy, the analysis and the daily guidance to stay on track.

Planfolio is an information tool, not investment advice.

Terms of Use (EULA): https://planfolio.io/terms
Privacy Policy: https://planfolio.io/privacy

What’s new

• New account types: 401(k), IRA, and more
• New institution connections for broker sync
• Fixed a broker sync bug