Smart Money: Budget Tracker

Swagat Tec

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About this app

Smart Money is your ultimate free expense tracker and budget management app designed for secure and seamless money management. With end-to-end encryption, only you can access your financial data – even the app developers cannot read it. Track expenses, manage income, monitor loans, and plan budgets, all in one place.

Effortlessly handle daily income, expenses, and financial transactions with our intuitive tools. Smart Money lets you track account balances, monthly spending, and savings goals, while offering robust security and customizable features. Achieve financial control and peace of mind with this all-in-one finance manager!

👉Key Features:

1️⃣Secure Data with Encryption:

◼Your data is password-protected and encrypted, ensuring complete privacy.
◼Toggle visibility for total amounts, accounts, incomes, expenses, lends, and borrowings.

2️⃣Track Expenses Easily:

◼Save and categorize all expenses, such as groceries, travel, and business costs.
◼Get clear insights into your spending with detailed reports and pie charts.

3️⃣Income vs. Expense Analysis:

◼Automatically calculate your balance and monitor your financial health.
◼Compare monthly expenses against your budget to stay on track.

4️⃣Budget Planning:

◼Set customizable monthly budgets and track your progress in real time.
◼Manage family and personal expenses effortlessly.

5️⃣Advanced Features for Smart Money Management:

◼Automatic SMS Transaction Detection: Automatically read banking SMS and suggest adding transactions to the app.
◼Multi-currency support for international transactions.
◼Customizable and deletable categories for personalized tracking.
◼Transfer funds between accounts or cash easily.

6️⃣New Financial Tools:

◼Loan Calculator: Plan and manage your loans with accurate EMI calculations.
◼Investment Calculator: Estimate returns on your investments with ease.
◼Goal Calculator: Set and track financial goals for savings or big purchases.
◼SIP Calculator: Plan your systematic investment plans (SIPs) effectively.

7️⃣Data Backup and Recovery:

◼Never lose your data, even if your phone is lost.
◼Retrieve all saved information by logging in with your email.

👉Why Choose Smart Money?

✅ Secure Encryption: Your data is safe and accessible only to you.
✅ User-Friendly Interface: Manage your finances without hassle.
✅ Offline Access: No bank account integration needed.
✅ Free to Use Forever: No premium plans or hidden charges.

Smart Money simplifies money management while providing ultimate security and privacy. It’s perfect for tracking personal finances, family budgets, loans, and expenses.

👉Additional Features:

◼Password Protection: Safeguard your data with a secure password.
◼Visual Reports: Analyze income, expenses, and budget plans with graphs.
◼Custom Categories: Personalize spending categories to match your needs.
◼No Bank Linking: Total privacy with no third-party access to your bank accounts.

Take charge of your financial journey today!
Download Smart Money: Budget Tracker for free and experience smart, secure, and stress-free money management at your fingertips!

What’s new

Now you get reminder to add transition when you get any banking transition SMS on your mobile phone and some bug fixed.