Pennyworth - Spending Tracker

Contains adsIn-app purchases
7.51K reviews
Content rating
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About this app

Pennyworth is a simple but powerful Personal Finance App designed to help you keep control of your spending, plan for the future, and manage all your finances in one place.
With Pennyworth, you can easily create budgets, track your spending, and set financial goals.
The app also features a variety of reports and charts that provide a clear overview of your financial situation.

Millions are already using Pennyworth to budget and track their spending, beat debt and build their wealth. Start now and find the right way to budget your money!It's free!

--- Main Features ---

*Simple and fast accounting
Simple and intuitive user interface, allowing you to easily operate and quickly account

Income and expenditure and account status at a glance every day

*Adavanced report
Powerful chart analysis function, let you easily understand your own spending ratio, trend and financial status

*Asset management
Unified management of cash, bank savings, credit cards, loans, investments and other assets and liabilities
Transfer function manages the movement of money, such as ATM withdrawals, credit card payments, and electronic currency recharges

*Credit card management
Manage credit card repayment dates, repayment amounts, debt status, etc.
Support credit card installments and automatic payments

*Support for foreign currency accounts
Pennyworth supports more than 130 currencies, with automatic exchange rate updates every day

*One app, multiple accounting books
Family accounts and company accounts can be managed in a unified manner within one app

*Budget management
Plan budgets and control expenses, preventing your money from draining away

*Personalized customization
Accounts, categories, members, and color themes can all be customized at will

*Automatic accounting of periodic items
Can automatically fill in regular items such as salary, saving you valuable time

*Long-term storage of data
Supports Google Drive storage
CSV file export function, you are in control of your data

*Invoice management
Convenient invoice receipt function, making expense details traceable

*Lock protection
Convenient pattern lock with TouchID and FaceID, fully protecting accounting privacy

* Local first
All data is saved locally first. Even if you are not connected to the network, you can check or edit.
The data is yours. Other people cannot view or edit the data, even if they are developers.

*** Pennyworth does not collect or misuse any user information***
Updated on
May 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
App info and performance
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

7.36K reviews
February 12, 2021
I am a HomeBudget user who's looking for a good alternative. This app has most of the features needed but it doesn't allow me to categorize the expenses by payees or merchant names. The font is also a bit too big and I prefer if I can adjust the font size to be more efficient with real estate.
8 people found this review helpful
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Ricardo Saenz
December 21, 2020
I really liked it really easy to use just an small as at the bottom, everything is well explained. An idea might be to implement an alarm, cuz sometimes i forget to write down what i spend, with an alarm or notification i could remember before going to bed that i haven't done it, if it takes me a while to do it i forget on what i spend Anyway, that's only an idea, by how the app it is right now, i like it
9 people found this review helpful
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Wendy Nguyen
December 30, 2020
It looks great! Especially ❤️ the Reports feature. A few suggestions: - Rather than give 11 options for Repeating Items, allow custom times. Reduces size of list and allows users more flexibility. Ex. Repeat every [3] [weeks] on [Mondays and Wednesdays]. - Add custom tags to Items so that you can filter Reports by tags, like #socks instead of Fashion. - Allow importing data. It makes it easy for users to switch to your app. - Monetize this! Users will be happy to pay for no ads and custom icons
5 people found this review helpful
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What's new

* Minor bug fixes