Pennyworth - Spending Tracker

Swallow Works Studio

Contains adsIn-app purchases

About this app

Pennyworth is a simple but powerful Personal Finance App designed to help you keep control of your spending, plan for the future, and manage all your finances in one place.
With Pennyworth, you can easily create budgets, track your spending, and set financial goals.
The app also features a variety of reports and charts that provide a clear overview of your financial situation.

Millions are already using Pennyworth to budget and track their spending, beat debt and build their wealth. Start now and find the right way to budget your money! It's free!

--- Main Features ---

* Simple and fast accounting
Simple and intuitive user interface, allowing you to easily operate and quickly record transactions.

* Calendar
View your income, expenditure, and account status at a glance every day.

* Advanced report
Powerful chart analysis function that lets you easily understand your own spending ratio, trends, and financial status.

* One app, multiple accounting books
Family accounts and company accounts can be managed in a unified manner within one app.

* Smart tags for cross-category search and classification
Add multiple tags (e.g., “Travel,” “Tax Filing,” “Business Expenses”) to slice, filter, and analyze your data any way you like.

* Asset management
Unified management of cash, bank savings, credit cards, loans, investments and other assets and liabilities.
Transfer function manages the movement of money, such as ATM withdrawals, credit card payments, and electronic currency recharges.

* Credit card management
Manage credit card repayment dates, repayment amounts, debt status, etc.
Supports credit card installments and automatic payments.

* Support for foreign currency accounts
Pennyworth supports more than 130 currencies, with automatic exchange rate updates every day.

* Budget management
Plan budgets and control expenses, preventing your money from draining away.

* Personalized customization
Accounts, categories, members, and color themes can all be customized at will.

* Automatic accounting of periodic items
It can automatically fill in regular items such as salary, saving you valuable time.

* Long-term storage of data
Supports Google Drive storage.
With the CSV file export function, you are in control of your data.

* Invoice management
Convenient invoice receipt function, making expense details traceable.

* Lock protection
Convenient pattern lock with TouchID and FaceID, fully protecting accounting privacy.

* Local first
All data is saved locally first. Even if you are not connected to the network, you can check or edit it.
The data is yours. Other people cannot view or edit the data, even if they are developers.

Privacy
Pennyworth does not collect or misuse your personal information. Your data is yours.

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Contact Us
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E-Mail：[e-mail]
Twitter: https://twitter.com/swalloworks
Facebook: https://www.facebook.com/tiantianjizhang

Ratings and reviews

I really liked it really easy to use just an small as at the bottom, everything is well explained. An idea might be to implement an alarm, cuz sometimes i forget to write down what i spend, with an alarm or notification i could remember before going to bed that i haven't done it, if it takes me a while to do it i forget on what i spend Anyway, that's only an idea, by how the app it is right now, i like it

I am a HomeBudget user who's looking for a good alternative. This app has most of the features needed but it doesn't allow me to categorize the expenses by payees or merchant names. The font is also a bit too big and I prefer if I can adjust the font size to be more efficient with real estate.

Just released on Dec 5,20, this promising App had stolen my focus from some great Money Managers (Mobills, BB's Wallet, Realbyte's Money Manager,& 1Money) I'd been using for different purposes. It's a potential classy App that everyone could give love to. It will be perfect if some missing important/fave features could be provided,i.e: SUB-CATEGORY⚠️, Device Sync, Auto Backup, XLS Report, CSV Import, Multi Langs, PIN,& More Icons. I bought the Ad-Free; 5★ if those features are available. Thanks

What’s new

* Added an overview for credit card installment payments
View all installment schedules in one place and manage both ongoing and completed installments.
Access: Calendar page > Top right "..." button > Installment Overview
* Updated holiday data
* Minor bug fixes and performance improvements