Nqood: AI Budget Planner

SwiTech

Contains ads

About this app

# Nqood — Your AI Money Companion

Stop guessing where your money goes.

Nqood helps you track expenses, manage income, plan budgets, monitor debt, forecast balances, and reach financial goals—all from one beautifully designed app.

Whether you want to record today's coffee or plan your finances months ahead, Nqood adapts to your style.

## Track Money Your Way

Recording transactions should take seconds—not minutes.

• One-tap expense recording
• Voice input in English and Egyptian Arabic
• AI assistant with natural language
• Home screen widgets and shortcuts
• Automatic transaction suggestions
• Offline recording with automatic sync

Nqood can predict categories, payment methods, contacts, and titles based on your habits.

## Complete Transaction Details

Track as much—or as little—as you want.

Record expenses and income with categories, contacts, payment methods, wallets, dates, notes, fees, debt repayments, recurring status, and custom titles.

## Multiple Accounts & Wallets

Manage all your money in one place.

Track cash, bank accounts, wallets, business accounts, and personal accounts. Transfer money between accounts and monitor them individually or together.

## Smart Budgets & Financial Goals

Create spending limits, saving goals, and minimum balance goals based on categories, accounts, custom periods, income percentages, or recurring schedules.

Get reminders before reaching limits and track your progress toward your goals.

## Debt Management

Track money you owe and money others owe you. Manage debts with financial contacts, record repayments, monitor remaining balances, and keep a complete repayment history.

## Powerful Financial Insights

Understand your finances with rich analytics:

• Income vs expenses
• Net savings
• Spending trends
• Category breakdowns
• Payment method analysis
• Monthly comparisons
• Goal progress
• Historical performance

Explore the transactions behind every number.

## Reports & Sharing

Generate detailed transaction reports for selected periods. Download reports for your records or share them directly from Nqood.

Keep a convenient record of your income, expenses, and financial activity.

## Safe to Spend

Wondering if you can afford something?

Nqood analyzes your income, recurring bills, goals, spending habits, and scheduled transactions to estimate how much money is safe to spend.

## AI Balance Forecasting

Look into your financial future. Forecast upcoming balances using spending habits, scheduled transactions, financial goals, recurring income, and AI-powered analysis.

Test potential purchases with the "Can I afford it?" feature.

## AI Financial Assistant

Your personal finance assistant can:

• Add transactions
• Create budgets and goals
• Manage debts
• Analyze spending
• Forecast balances
• Plan savings
• Answer finance questions
• Perform app actions using natural language

Simply ask.

## Scheduled Transactions

Schedule rent, salary, subscriptions, bills, and loan payments.

Receive reminders, confirm or skip transactions, edit amounts, and keep an execution history.

## Built Around You

Customize your experience with:

• Light & dark themes
• English & Arabic
• Currency settings
• Week and month start
• Dashboard and statistics layouts
• Notifications and haptic feedback
• Widgets and shortcuts

## Privacy First

Your financial data belongs to you.

• Secure authentication
• Encrypted communication
• Offline support
• Delete your account and data anytime

Nqood does not connect to your bank accounts, move money, or provide financial advice. It simply helps you understand and manage your finances smarter.

**Download Nqood today and make every pound count.**

What’s new

Introducing the AI Financial Assistant.
Cash Flow Forecasts to help you plan ahead.
Automatically record transactions from supported bank SMS and notifications.
New Debts feature to track what you owe and what's owed to you.
Safe to Spend to show how much you can spend with confidence.
Sharing And Reporting.
Improved transaction management, including editing and deleting transactions.
Performance, stability, and user interface improvements.