Your deposit may appear profitable in Turkish lira, but is it still preserving the value of your capital when compared with exchange rates and inflation?
The biggest challenge for a deposit holder is not simply knowing how much profit has been earned. It is identifying the break-even point: the exchange rate at which the combined value of the deposit and its returns becomes equal to the original value of the capital in foreign currency.
Reaching this result usually requires collecting figures from different sources, repeating calculations whenever a new deposit or return is added, and sometimes contacting the bank to obtain updated figures and details.
Takipu simplifies this process. It automatically calculates your break-even point using the information you enter and shows how it changes over time.
Takipu is a personal tool for tracking your deposits, returns, deposit dates, exchange rates, inflation, and important economic indicators in one place.
The app works only with information you enter manually. It does not require a connection to your bank account or access to your banking information.
What Can You Do with Takipu?
• Track Deposits and Returns
Manually add your deposits, the date each deposit was added, and the returns you received. View all your records in one place and edit or delete them whenever needed.
• Calculate Your Break-Even Point
Automatically calculate your break-even exchange rate based on the deposit amount, exchange rate, and returns you enter.
Instead of repeating the calculations every time or repeatedly contacting your bank for the required details, update your information in Takipu and view the result directly.
• Track Break-Even Progress
See how each new deposit or return changes your break-even point and follow its development over time through your history and charts.
• Three Different Calculation Models
1. Conservative Model:
Focuses on preserving the original value of your capital in foreign currency and treats returns as part of offsetting exchange-rate movements.
2. Cash Flow Model:
Suitable for users who regularly withdraw their deposit returns and use them for monthly expenses.
3. Total Return Model:
Combines capital and returns to show how the total value of your savings develops over time.
• Compare Returns with Inflation
Compare your deposit returns with the annual inflation rate and gain a clearer understanding of whether the purchasing power of your savings is improving or declining.
• Track Economic Indicators
Follow annual inflation, the Central Bank of the Republic of Türkiye policy rate, central bank reserves, and other important indicators that may affect the value of your savings.
• Follow Central Bank Meetings
View upcoming CBRT meeting dates, the time remaining until the next meeting, and newly announced interest-rate decisions.
• Smart Notifications
Receive notifications about significant changes in the Turkish lira exchange rate against the US dollar—only when necessary and without unnecessary alerts. You can also receive updates about interest-rate decisions, inflation data, and central bank reserves.
You can also enable periodic reminders so you do not forget to record your monthly returns.
• Organized Transaction History
View all the deposits and returns you have added in chronological order and see how each transaction has affected your break-even point.
Stop repeating calculations and searching through scattered notes and figures.
With Takipu, you can understand not only how much your deposit has earned, but also how it stands against exchange rates and inflation, while clearly following the development of your break-even point.
Important note:
Takipu is not a bank, financial institution, brokerage, or investment platform. It does not connect to your bank account, transfer money, open deposits, execute currency trades, or provide financial or investment advice. All results are informational calculations based on data entered manually by the user.
Manual tracker & calculator for real deposit profits and break-even points.