TechCrédito

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About this app

TechCrédito — Financial Information Services Platform for Technology Projects

TechCrédito is a digital financial information services platform created for technology projects and ventures. Based on a deep understanding of the financing needs in the technology sector, the platform focuses on offering financial information options tailored to technological development scenarios, providing entrepreneurs, developers, and technology companies with professional, simple, and secure information solutions.

The platform is guided by the philosophy: “Transparent information, efficient service, guaranteed security,” integrating financial information services with the development processes of technology projects. Through a scenario-oriented and user-centered design, TechCrédito helps address financing information needs in software development, technology consulting, and innovative projects, optimizing the search for credit options and simplifying the eligibility assessment process.

TechCrédito does not provide loans directly. The platform is limited to collecting user information, offering reference eligibility assessments, and connecting users with financial information options from authorized entities. All credit assessments, approvals, disbursements, and repayments are performed independently by regulated financial institutions.

Target users:
• Entrepreneurs with technology projects
• Companies dedicated to the development of systems and apps
• Technology consulting services
• Startups and innovative companies in the technology sector
• Users seeking financing information for technology projects

TechCrédito is dedicated to digitally connecting technology projects with financial information resources, promoting the digitization of information services in the technology sector, improving the efficiency of the financing search, and fostering an innovative and sustainable ecosystem for technological development.

Reference financial information:
- Minimum repayment term: 90 days.

- Maximum repayment term: 180 days.

- Reference payment cycle: every 30 days.

- Maximum Annual Percentage Rate (Maximum APR): 5.66%.

- The Maximum APR includes interest and all applicable fees calculated on an annual basis. - Reference handling fee: 0.
- TechCrédito does not offer products that require full repayment within 60 days or less from the issuance date.

Representative example:
If a user requests ARS 100,000 with a Maximum APR of 5.66%, a term of 120 days, payments every 30 days, and a handling fee of 0, the payment would be divided into approximately 4 monthly installments.

Reference Payment Details:
- Month 1, Day 30: Approximate payment ARS 25,291, comprised of ARS 24,826 principal and ARS 465 interest.
- Month 2, Day 60: Approximate payment ARS 25,291, comprised of ARS 24,941 principal and ARS 350 interest.
- Month 3, Day 90: Approximate payment ARS 25,291, comprised of ARS 25,057 principal and ARS 234 interest.
- Month 4, Day 120: Approximate payment ARS 25,293, comprised of ARS 25,176 principal and ARS 117 interest.

In this example, the total principal would be ARS 100,000, the total estimated interest would be ARS 1,166, the management fee would be ARS 0, and the total amount due would be approximately ARS 101.166.

Final terms may vary depending on the user's profile, eligibility assessment, and the authorized financial institution approving the application. Before accepting any financing option, the user will receive the corresponding information regarding the term, APR, applicable rate, applicable fees, payment schedule, and total amount due.

TechCrédito maintains a valid privacy policy and protects users' personal information in accordance with applicable laws and regulations.

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