NXT is a secure digital credit app built to make sharing and redeeming value fast, simple, and reliable. Load your balance, share credits with friends, and redeem them with participating merchants, all from one easy-to-use app.
Fast Onboarding
Get started in minutes with smooth onboarding. NXT removes friction so you can start loading and sharing credits without delays.
Load & Redeem with Ease
Easily top up your NXT Credit balance using supported local payment methods. Redeem your accumulated credits with participating merchants or for available rewards anytime. NXT gives you flexible credit management designed for everyday use.
Share, Receive & Request Credits
Share NXT Credits with friends, receive them instantly, or request them in just a few taps. NXT’s peer-to-peer (P2P) credit sharing makes splitting bills or sending a digital gift effortless.
Secure & Trusted
Your account and personal information are protected with industry-standard security measures. Every credit transfer is designed with safety and reliability in mind.