Tefin

vihar21

About this app

Tefin is the next-generation personal finance app that brings together all your assets and budget in one place. Whether you want to optimize your daily spending, analyze your investments in depth, or manage your household finances seamlessly, Tefin gives you complete control with bank-level security.

YOUR CENTRALIZED ASSETS
No more multiple apps. Connect all your accounts in just a few clicks:

Checking & Savings Accounts: Automatic synchronization with your traditional banks and brokers (Livret A, PEA, CTO, Life Insurance, Employee Savings Plans).

Cryptocurrencies: Track your portfolios and exchanges in real time.

Offline Tracking: Add accounts or transactions manually if you prefer not to synchronize them.

SMART BUDGET AND SUBSCRIPTIONS
Tefin understands your spending habits to help you save more effectively:

Recurring expenses detection: Track your fixed subscriptions (Netflix, gym membership) and regular variable expenses (energy, school lunches) with automatic forecasts.

Grouped categorization: Quickly organize your spending with a smart algorithm that recognizes your merchants.

Reimbursement management: Easily link income to expenses for precise budget tracking.

HOUSEHOLD SPACE
Manage your finances together without leaving the app:

Shared expenses: Add shared expenses, and the app automatically calculates who owes what to whom to minimize repayments.

Shared assets: Choose precisely which savings or investment accounts you want to share with your partner.

Separate accounts: Your personal expenses remain 100% private.

ADVANCED INVESTMENT ANALYSIS
Make the best decisions for your financial future:

X-Ray: Discover your true geographic and sector exposure across all your ETFs, stocks, and cryptocurrencies.

Fee Audit: Compare management fees (TER) and brokerage fees to optimize your returns.

Projections & Erosion: Visualize the impact of inflation on your cash and project the growth of your wealth using compound interest.

UNCOMPROMISING SECURITY
Your financial data is sensitive; our architecture is built to protect it:

End-to-End Encryption: Your personal information (IBAN, balances, amounts) is encrypted directly in our databases.

Two-Factor Authentication (MFA): Protect your account with a TOTP application (Google Authenticator, Authy, etc.) and backup codes.

Local lock: Block access to the app on your phone using Face ID, fingerprint, or PIN.

Secure connections: We never store your banking credentials (secure aggregation regulated by PSD2).

AND ALSO...

Stylish and immersive Dark Mode.

Educational glossary to understand all financial terms.

Compare institutions to find the most suitable account for your needs.

Finally take complete control of your financial life. Download Tefin!