Kerrat – Customer Ledger
Take control of your customer credit with **Kerrat**, the simple and powerful customer ledger app for tracking debts, receivables, payments, and account balances.
Just record what you give and what you receive. Kerrat automatically keeps a complete history of every transaction, including the exact date and time.
Because everything is securely stored online, your data is always safe. Even if your phone, tablet, or computer is lost, damaged, or replaced, you can securely access your records anytime, anywhere from any internet-connected device.
## Key Features
✅ **Customer Credit Tracking**
Quickly record customer purchases, debts, payments, and outstanding balances.
✅ **Customer Accounts**
View each customer's current balance instantly.
✅ **Payment Notifications**
Notify customers automatically or manually with a single tap whenever a payment is received.
✅ **New Balance Notifications**
Automatically or manually notify customers when new credit is added, helping both sides stay up to date.
✅ **Professional Account Statements**
Generate detailed account statements showing every credit and payment with precise date and time stamps. Export to PDF, print, or share instantly via WhatsApp or SMS.
✅ **Attach Photos & Documents**
Go beyond text notes. Attach photos, receipts, invoices, or delivery documents to any transaction.
✅ **Smart Reports**
View daily, weekly, or monthly summaries of credits, payments, receivables, and collections.
✅ **Secure Cloud Storage**
Your data is securely backed up in the cloud automatically.
✅ **Multi-Currency Support**
Track customer balances in multiple currencies including **US Dollar (USD), Euro (EUR), Russian Ruble (RUB), and Jordanian Dinar (JOD)** (optional).
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## Perfect For
* Grocery stores
* Convenience stores
* Fruit & vegetable markets
* Furniture stores
* Repair shops & technicians
* Contractors & tradespeople
* Small business owners
* Accountants
* Veterinarians
* Small and medium-sized businesses (SMEs)
* Travel agencies
* Real estate agencies
* Businesses working with foreign currencies
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## Why Choose Kerrat?
* Easy-to-use customer ledger
* Access from your phone, tablet, or computer
* No more paper notebooks
* Fast, reliable, and secure
* Cloud-based with automatic backup
* Free trial available
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### Work Smarter
Simply record what you give and what you receive.
Kerrat automatically prepares customer notifications using customizable message templates. Send them instantly through **WhatsApp**, **SMS**, or your business SMS provider.
Generate professional PDF account statements with one tap. Share them, print them, or send them directly to your customers.
Need to identify customers who haven't paid for a long time? Kerrat can list overdue customers even if no due date was entered.
Because Kerrat is cloud-based, you never have to worry about backups. Access your business records 24 hours a day, 7 days a week from any internet-connected device.
Need multiple employees? Add sub-users and monitor each user's activities with detailed reports.
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## Trusted Since 2003
For more than **20 years**, businesses have trusted **TeraSistem** to provide reliable software solutions that simplify customer account management.
Download Kerrat today and replace your paper ledger with a faster, smarter, and more secure way to manage customer credit.