UnchainedMoney

The Finance Plug

About this app

Unchained Money is India's first personalized debt resolution planner.

Stop guessing. Start planning.

Enter your income, expenses, and loans. Get a personalized month-by-month roadmap showing exactly when you'll be debt-free.

FEATURES:
- Financial Health Score — Know your current situation instantly
- Debt Roadmap — Precise payoff timeline for every loan
- Smart Prioritization — Attacks high-interest debt first (Avalanche method)
- Floating-Rate Updates - Bank revised your interest rate? Update it and your roadmap adjusts instantly
- Emergency Fund Calculation — Safety net built while you repay
- Edit Past Months - Paid differently than planned? Correct any past month and your timeline redraws from there
- Snowball Effect Visualization — Watch freed-up EMIs accelerate your payoff
- Zero Data Sharing — All data stays on your device. Bank-grade encryption.

FOR WHO:
Perfect for anyone with multiple loans feeling trapped:
- Credit card debt
- Personal loans
- Education loans
- Gold loans
- Loan against property

NO SIGN-UP. NO ADS. NO DATA SHARING.

All calculations use standard debt repayment methods (Snowball & Avalanche) taught in financial literacy courses. This is an educational planning tool, not licensed financial advice. A legal disclaimer is included in the app.

What’s new

Life doesn't always follow the plan - so this update lets your roadmap keep up with it.
• Off-plan month? Fix it. Paid differently than we suggested in a past month? Tap Edit on that month, enter what you actually paid, and your roadmap redraws from there - so your timeline always reflects reality.