Jarly: Six Jars Budget Planner

theviacoder

About this app

Jarly is a budget planner that gives every paycheck a plan. Pick a proven money method, the 50/30/20 rule, Six Jars or Pay Yourself First, and Jarly splits your income into jars. Every expense comes out of the right jar, so the first number you see isn't what you spent. It's what you have left.

THREE PROVEN BUDGET METHODS
• 50/30/20 rule: Needs 50%, Wants 30%, Savings & debt 20%
• Six Jars money system (T. Harv Eker): Necessities, Financial freedom, Long-term savings, Education, Play, Give
• Pay Yourself First: save 20% before anything else, live on the rest
Answer two quick questions and Jarly suggests a method, with one sentence on why. Change the percentages to fit your real life. Jarly won't let you continue until they add up to 100%.

ENVELOPE BUDGETING, WITHOUT THE ENVELOPES
Each jar works like a cash envelope. Groceries count as needs, dining out as wants, a debt payment as savings, and you can move any category to another jar with a tap.

EXPENSE TRACKING IN SECONDS
The keypad is already open, the date is today and your last category is selected. Type the amount, tap Save.

SEE WHERE YOU STAND
• Safe to spend: what you can still spend this month, right on the home screen
• Every jar shows what's left, what's allocated and what's spent
• Leftover money carries over and is shown separately, never hidden
• Overspent jars turn red instead of being quietly rebalanced
• Monthly income, expenses, net and a breakdown by category

PRIVATE BY DEFAULT
• No account needed. Your budget stays on your phone and works offline
• Optional account for cloud backup and restore on a new phone
• Export your data any time, for free
• App lock with passcode or fingerprint
• No bank login, no ads, no tracking

Jarly is a personal budget app and money manager for people who want a method, not just a spending log.

Note: your app lock passcode isn't included in backups. After restoring, turn the lock on again in Settings.

What’s new

Fixed: Jarly could stay on the loading screen after reinstalling or moving to a new phone. If you used the app lock, turn it on again in Settings.