Tiped - Budget Tracker

lefthandens

About this app

Tiped is a manual-entry personal budget tracker built for Android, designed around how money actually moves in the Philippines — cash, GCash, Maya, credit cards, informal utang, and recurring bills that auto-deduct on schedule.

Manage multiple account types (debit, credit, loan, assets) and log income, expenses, and transfers with category tagging. Set category-based spending budgets with fixed or percentage limits and live progress tracking. Track installment payment plans term by term, log formal debt and repayments with account linking, and record money owed to you through receivables.

For informal IOUs, the Utang ledger keeps a separate record of money lent or borrowed per person — without distorting your main reports. Bill splitting handles session-based group expenses with equal, percent, exact, or shares methods, a greedy settle-up plan, and optional sync to your personal ledger. Each split session can be exported as a shareable PDF.

Recurring bills run on a full state machine with automatic deduction and push notifications for upcoming due dates. Savings goals track progress toward a target amount with optional deposit/withdrawal sync to your accounts. The Reports screen shows net worth trends, income vs. expense breakdowns, spending by category, and day-of-week patterns — all exportable as a PDF.

All data stays on your device. Export a full JSON backup or a CSV of your transactions and share either via the Android Share sheet. Secure the app with an optional PIN or biometric lock.

What’s new

You can now pick who paid for a shared expense (yourself or any friend in the session), not just yourself. Settle-up now shows who owes whom directly — including debts between friends — using a smarter minimal-payments plan