RMDCalc: RMD Calculator

TipTinker

Contains adsIn-app purchases

About this app

RMD Calculator helps retirees and pre-retirees plan for Required Minimum Distributions from tax-deferred retirement accounts such as IRAs and 401ks. Enter your current age and retirement account balance, along with a projected annual growth rate, and the app determines your first RMD age based on your birth year under current SECURE 2.0 rules. It then calculates your current-year RMD using the IRS Uniform Lifetime Table divisor, shows the remaining balance after the distribution, projects the end-of-year balance, and previews your next-year RMD. The app also projects the balance at your first RMD date so you can see how growth between now and then affects your mandatory withdrawal amount.

What’s new

Performance improvements and bug fixes