Loan Tracker

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About this app

Never miss an EMI again. Loan & EMI Notifier is the all-in-one loan management app that keeps your finances organized, calculates exact repayment schedules, and alerts you before every payment is due — so late fees and missed payments become a thing of the past.

Whether you're juggling a home loan, car loan, personal loan, or education loan, this app gives you a clear picture of where your money is going and how much you still owe — all stored privately on your device with no sign-up required.

📊 SMART EMI CALCULATOR

Enter your loan amount, interest rate, and tenure — and get an instant, accurate breakdown using the standard reducing-balance formula. See your monthly EMI, total interest payable, full amortization schedule with principal and interest split for every instalment, and outstanding balance after each payment. No guesswork — just the exact numbers your bank uses.

🔔 SMART PAYMENT REMINDERS

For every EMI the app schedules three alerts: an advance reminder 1, 3, 5, or 7 days before the due date (your choice per loan), a due-day alert on the morning of the payment, and an overdue nudge if a payment is missed. Notifications survive app restarts and phone reboots, so you stay informed even if you haven't opened the app in weeks.

🏦 MANAGE ALL YOUR LOANS IN ONE PLACE

Add unlimited loans across 8 categories — Home, Car, Personal, Education, Business, Gold, Medical, and Other. Track lender, start date, repayment schedule, and notes for each loan. Mark individual EMIs as paid with a single tap — the app instantly recalculates your outstanding balance, updates progress, and reschedules future notifications.

📈 PORTFOLIO STATISTICS & CHARTS

Get a bird's-eye view of your entire loan portfolio: total borrowed, outstanding principal, monthly EMI outflow, interest vs principal breakdown, category-wise donut chart, 12-month EMI timeline bar chart, and a loan-by-loan progress comparison. Understanding your debt has never been this visual or this clear.

🌍 30+ CURRENCIES SUPPORTED

Switch display currency in one tap from a searchable list including INR, USD, EUR, GBP, AED, SAR, SGD, MYR, BDT, PKR and more. Indian users get native lakh and crore formatting. All other currencies use standard K/M compact notation.

🔒 PRIVATE BY DESIGN

All data is stored locally on your device. No accounts, no cloud sync, no servers — your financial information never leaves your phone.

✨ WORKS FULLY OFFLINE · NO SUBSCRIPTION · NO HIDDEN FEES

Perfect for home buyers tracking mortgage repayments, car owners managing auto loan EMIs, students repaying education loans, or anyone with multiple active loans who wants complete clarity.

Download free today — take control of your loans before your next due date