Ember Finance

Content rating
Everyone
500+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Ember Finance is a privacy-first personal finance companion app designed for smart budgeting, expense tracking, and real financial progress — no accounts, no cloud, no subscriptions.

Your data stays on your device. Always.
Every transaction you log is stored locally on your phone. Nothing is sent to any server. Export your data anytime as a CSV file for safekeeping or to use with other tools.

🔥 Key Features

Smart Expense Tracking
Log income and expenses in seconds. Ember remembers your descriptions — type "Wal" and it suggests "Walmart" from your history. Manage your saved suggestions anytime.

Category Budgets
Set monthly spending targets for each category, with smart suggestions based on your history. Track actual vs. budget right from the home screen.

Financial Milestones
A step-by-step roadmap to building real financial security — from your first emergency fund to long-term wealth building.

Emergency Fund Planner
See personalized lean and full emergency fund targets, calculated from your actual spending history.

Monthly Overview at a Glance
The home screen gauge shows exactly how much of your income you've spent and how much you're saving — updated in real time.

Year in Review
A complete annual breakdown of income, expenses, and savings rate by category — with expandable details down to individual transactions.

Recurring Transactions
Set up recurring bills once and Ember automatically logs them each month.

Savings Goals
Set financial goals and track your progress toward whatever you're saving for.

7 Color Themes
Personalize the app's look, including a True Black OLED option.

CSV Import & Export
Export your transaction history — all transactions or a specific month. Import CSV files to get started quickly.

Category Management
Create custom expense and income categories that match your lifestyle.

🔒 Privacy First

No account required
No data collection
No cloud sync
Core features work fully offline
Your financial data never leaves your device

Note: Ember Finance itself collects zero personal data. Any permissions shown in Google's Data Safety section relate solely to the optional ad service used to support free access.

Ember Finance is free to use. Optional ads support continued development — toggle them off anytime in Settings.
Your complete private finance tracker — budgets, goals & insights
Updated on
Oct 3, 2026
Featured stories

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App info and performance, and Device or other IDs
  • This app may collect these data types
    Location, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

What's new in 1.8.1
• Four new animated themes: Koi Pond, Winter Cabin, Hyperspace, and Ashen Spire
• Seasonal spotlight: in-season themes appear at the top of the Themes screen
• Sakura Day refreshed with a new blossoming branch
• Fixed text field labels being cut off when adding transactions
• Polish and performance improvements
Content rating
Everyone
Learn more

App support

Phone number
+15073919272
About the developer
Trajectory Labs LLC
contact@trajectorylabs.games
202 N Cedar Ave # 1 Owatonna, MN 55060-2306 United States
+1 507-391-9272