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About this app

Did you just land here through a popcorn pack and/or a chillar party in Surat?

Hello and welcome! 🤗
(Hello and welcome to you even if you met us elsewhere)

And here’s the answer to the million rupee question: why did you meet an investing app through any of that stuff!?

Well, actually .. there’s no deep elaborate answer. We just wanted to get your attention, that’s all.

We know that an investing app’s stall wasn’t going to be your first choice to walk into, when you’re at an exhibition.
(No offence taken, don’t worry 👍🏼)

So we had to do something besides just standing there and waiting for you to come here on this page.

That’s why we hosted a chillar party (because we’re a chillar investing app that believes in the power of spare change, in case you haven’t caught onto that yet), and distributed popcorn (no larger story there, we just like popcorn so why not!).

So we basically just did what we’ve been doing with investing all this time - we made it fun! 😎

And now that we’re talking about investing and fun, here’s a quick recap of how Deciml works:
(Congratulating ourselves for that smooth transition hehe🤝🏽)

Say you paid ₹12 for a chai via your UPI app → Deciml will round up this online transaction to the next 10 → And invest the spare change of ₹5 in a Mutual Fund of your choice!

Cool, na?

Quick reminder: Deciml is not a payment gateway!
You continue using your preferred online payment methods (UPI, cards, NEFT, etc.), and Deciml will automatically round them up and invest the spare change.

.. but wait, what about the days when you don’t spend at all? 👀

1. Deciml Daily Deposits 🗓️

Invest an amount of your choice - every day, and automatically!

You can choose to invest as little as ₹10 and as much as ₹500!

2. Lump-Sum 💰

Add to your small investments, whenever you feel like it (or if you stumble on a bonus).

With lump-sum, you can invest as little as ₹100 (and as much as you want) - any time you want!

Small change, 3X better returns!

So why would you want to invest your chillar with Deciml, instead of just leaving it as is in your bank account?

Better returns, of course!

You can leverage the power of small change + compounding by investing your chillar in any of the following funds with Deciml:

1. Lendbox Fixed: P2P fund that offers up to 10% returns per annum.
2. Navi Aggressive Hybrid Fund: Regular fund, past 3Y returns: 13.74% per annum.
3. Navi Large & Mid Cap Fund: Regular fund, past 3Y returns: 19.52% per annum.

The most important part:
🛡️We’ve got your privacy and security covered 🛡️

Deciml does not collect any data besides the basic details required by SEBI and RBI for the Indian investors’ security. All data is protected with 256-bit bank-grade encryption, the highest level of security.

We do not store any sensitive details like account numbers, card numbers, identity numbers, or passwords.

Regulators & Partners: Deciml is licensed by AMFI (ARN - 176587/ EUIN - E356223), and regulated by SEBI.


Soo, that covers just about everything from why you’re here to what we do.

Now there’s only 2 ways this can go next:

You download the app and start making the most of your chillar ✅


You download the app, start making the most of your chillar and then tell us how cool the chillar party was at support@decimlindia.com 🤭

See you on the other side!

P.S.: If you did not land here through the 3 things mentioned at the start and are curious about the chillar party, feel free to reach out!
Or just check us out at https://www.instagram.com/decimlapp/ 🙌🏼
Updated on
Jun 6, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

What's new

Update 01:
You can now invest in MUTUAL FUNDS on Deciml🥳🥳
(Shoutout from our tech team to that 1 user who texted every day asking about this. Motivation unlike any other.)

Update 02:
Our aesthetic has changed. We now like a slightly different shade of green than what we did before.
(Shoutout to our design team for letting me make this joke.)

Update 03:
We collectively downed 152 coffees & 19 Red Bulls while working on this release.
(Shoutout to our grocery uncle who checked in on us later.)