We are a financial institution supervised by institutions such as CONDUSEF and the CNBV, which makes it easier for people to access and make good use of credit.
In our app, you will find:
• Payroll credit for employees of the organizations with which we partner.
• Financial Peace of Mind Test. Take our test and discover what you do well and what you can improve in your finances.
• Treo Trivia. Play and learn about credit, savings, insurance, and your finances.
• Peace of Mind Insurance. Prepare for the unexpected and protect what you love most.
• Fast utility payments. Secure, no lines, no fees, and from the convenience of your phone.
• Financial Advice. Receive and use our tips to understand and improve your finances.
Credit Terms
• Minimum and maximum payment terms: 6 to 30 months
• Payment frequency: biweekly or weekly
• Maximum annual interest rate: 30% plus VAT
• Average informational APR: 69% excluding VAT. Calculated on July 1, 2025.
• Maximum informational APR: 76.4%
The APR—Total Annual Cost—is a standardized measure of the cost of financing, expressed in annual percentage terms, which, for informational and comparative purposes, incorporates all costs and expenses inherent to the loans granted.
• Origination fee: From 0% to 4% of the requested amount
No penalties for early payments
Representative example:
For a loan of $20,000 MXN, with a 12-month term and biweekly payments, the approximate payment per period would be $1,123.33 MXN including VAT, calculated with:
Monthly rate of 2.5% + VAT
Annual rate of 30% + VAT
Origination fee: 0%
No hidden charges
We improve the way Mexicans manage their finances. Let us guide you on your path to #FinancialTranquility!
Privacy Notice
https://portal.treo.mx/privacy