Troco – Escrow, Buy & Deliver

Troco Technology Limited

About this app

Troco — Shop, Pay Safely, and Get It Delivered

Troco is Nigeria's all-in-one commerce app built on trust. Buy and sell with confidence using secure escrow, inspect goods before you pay, and get anything delivered — all in one place. Your money is protected from the moment you pay until you're happy with what you receive.

WHY TROCO

• Escrow on every deal. We hold the buyer's payment safely and release it to the seller only when the buyer confirms everything is as agreed — cutting fraud out of online and offline trade.
• Marketplace. Discover products from verified vendors across Nigeria, browse by category, add to cart, and check out securely.
• Inspect before you pay. Not sure about an item — a used car, a phone, furniture? Send a Troco-approved inspector to physically check it and send you photos before any money changes hands.
• Rides & delivery. Move goods or move yourself. Request a delivery or a ride, name your fare, and let nearby riders accept, counter, or bid — you choose. Track your rider live on the map, with pickup and delivery confirmation codes.
• Secure wallet. Fund your wallet, pay in seconds, withdraw to your bank, and see every transaction. Withdrawals are protected by your transaction PIN.

FOR BUYERS
• Pay into escrow, not directly to a stranger.
• Chat with sellers, inspectors, and riders in-app.
• Release funds only when you're satisfied — or raise a dispute.
• Read real reviews and rate your experience.

FOR SELLERS & VENDORS
• Create a business profile and reach customers nationwide.
• Get verified and earn a trust badge buyers recognise.
• List products, manage orders, and get paid reliably through escrow.
• Grow with premium plans, promotions, and advertising to boost visibility.

FOR INSPECTORS & RIDERS
• Turn your time into income — get approved, go online, and accept jobs near you.
• Set your own fees, negotiate in chat, and track your earnings.
• Withdraw straight to your bank.

SAFE, SIMPLE, NIGERIAN
• Built for the way Nigeria trades — online and offline.
• Secure payments, verified users, and admin-supervised deals.
• Light and dark mode, real-time chat, and instant notifications.

Whether you're buying a phone from across town, selling to customers nationwide, checking out a car before you commit, or sending a package across the city — Troco keeps the money safe and the deal honest.

Download Troco and trade with confidence.

What’s new

What's new in Troco:
• Inspect before you pay — send a Troco-approved inspector to check any item and get photos before you pay.
• Rides & delivery — name your fare, track your rider live, confirm with pickup & delivery codes.
• Redesigned marketplace with faster, safer checkout.
• Business tools — get verified, promote your store, reach more buyers.
• Wallet withdrawals now protected by your transaction PIN.
• New light & dark mode, plus faster chat and notifications.