Arka Budget organizes your money by cycles, not chaos.
Instead of an endless list of expenses, Arka Budget works with budget sheets: one per month or per pay cycle. Each period starts with a clean slate, and your adjustments are automatically saved, so you always know how much you've spent and how much you have left.
HOW IT WORKS
1. Add your accounts to keep track of your balances.
2. Divide your money into budgets and record your expenses.
3. Review where your money went at the end of each cycle.
INCLUDED FOR FREE
• 1 account and up to 5 budgets
• 3 budget sheets
• Income and expense tracking, with the destination account for each income item
• Activity history and summary
• PIN and biometric lock
• Spanish and English
• Light and dark themes
ARKA PRO
• Unlimited accounts, budgets, and sheets
• Savings funds with history and filters
• Tracking of subscriptions and recurring payments
• Personalized payment reminders
• Account reconciliation: Enter your actual bank balance and Arka creates the adjustment to balance the numbers
• Budget adjustment: Change the limit of a category by choosing the source of the funds; if you reduce it, the excess is returned to your available funds
• Backup and restore
• Premium themes
TRUE PRIVACY
Arka doesn't require you to create an account. There's no registration, no servers, and no cloud storage.
• Your data is stored only on your phone
• We don't read your email or SMS messages
• We don't connect to your bank
• We don't share your information with anyone
You decide when to back up your data and where to save it.
SECURITY
Protect the app with a 4-digit PIN and unlock it with your phone's biometrics.
Get started for free. No registration, no ads, no surprises.
Budgets, accounts, and savings. 100% on your phone, private, and free.