Tumoni: Money without borders

41 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
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About this app

Tumoni connects your financial life in the U.S. with your loved ones in Central America. Open a U.S. bank account from your phone, get a debit card, and send money instantly without fees to Tumoni accounts back home.

What you can do with Tumoni:
- Open a U.S. bank account in minutes using your national ID.
- Add funds through bank transfers, cash deposits, or get paid faster with mobile check deposits [1].
- Access your money with a convenient VISA® debit card for secure purchases and ATM withdrawals [2].
- Send money instantly to other Tumoni users in the US and Central America with no fees.

Tumoni is the first platform to give both sides of the family a connected financial experience in one single app.

Download Tumoni and bring your money and your family closer.

Disclaimers:

Tumoni is a financial technology company, not a bank. Banking services provided by Transportation Alliance Bank d/b/a TAB Bank, Member FDIC, pursuant to a license by Visa U.S.A. Inc. The Tumoni Visa® Debit Card is issued by TAB Bank and may be used everywhere Visa is accepted [3].

[1] Feature availability may be limited. Early access to funds depends on payer and timing; not guaranteed.
[2] ATM fees may apply. See Consumer Deposit Agreement and app for details.
[3] Deposits are FDIC insured up to applicable limits through TAB Bank.
Tumoni: Open a US bank account & get zero-fee money transfers to Central America
Updated on
Aug 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    Location, Personal info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

40 reviews
Jonathan Calero
April 16, 2026
Been using Tumoni as an option in the numerous alternatives to manage my incomes and it’s been a great experience. The app is easy to use, and I really like how simple it makes sending and receiving money. Definitely a solid option if you’re looking for something.
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Wendy Tatiana Alvarado
April 17, 2026
Muy buena billetera confiable y 100% Segura. Mis familiares ya han enviado dinero de los estados unidos a Nicaragua sin costo alguno y lo mejor de todo es que las transacciones son inmediatas 👌
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ronald antonio martinez rosales
April 16, 2026
perfecta para pagos desde el extrangero, seguridad mas robusta que Las app de algunos bancos de nicaragua.
1 person found this review helpful
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What’s new

We’ve made Tumoni even better, so sending money home stays fast, simple, and secure.
Content rating
Everyone
Learn more

App support

Phone number
+18884508060
About the developer
Tumoni, Inc.
team@tumoni.com
2261 Market St San Francisco, CA 94114-1612 United States
+1 415-322-8060