Invest BharatPe: Gold & Silver

3.5
47.9K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

​​​Invest BharatPe - A Simple Way to Turn Daily Savings Into Long-Term Wealth.

Invest BharatPe makes digital investment simple and secure for every Indian. Grow wealth through trusted gold & silver investment, Mutual funds and high-interest fixed deposits backed by RBI-approved partners.

🛡️Why Invest BharatPe is Your Trusted Investment Partner

● Regulated Investment Partners: RBI-regulated Banks & NBFCs (FDs) & SEBI-regulated Mutual Funds (AMFI-guided)
● Trusted Gold & Silver Partner: SafeGold offers 24K, 99.5% pure hallmarked digital gold and 999 pure digital silver
● Secure Platform: Bank-grade security and encryption for financial data
● No Hidden Charges: Transparent pricing with zero fees on gold & silver transactions or withdrawals
● Instant Withdrawals: Gold & silver investment, Mutual Fund or FD proceeds credited to your bank account
● Easy Tracking & Updates: See your investment portfolio with live gold & silver rates, FD interest rates, and projected returns

📈 Start Your Gold & Silver Investment Journey

● Live Prices: Track real-time gold & silver rates and price movements
● Secure 24K Digital Gold & Silver Investment: Invest in 24K digital gold & silver that's hallmarked, BIS-certified, and safely stored in insured vaults through SafeGold.
● Start With ₹10: Begin your gold or silver investment journey with small, affordable amounts
● Gold & Silver SIP: Automate savings with daily, weekly, or monthly SIP plans
● Portfolio Tracker: Monitor your gold & silver investments online and track your portfolio
● Flexible Redemption: Withdraw anytime with instant withdrawals or convert to gold/silver coins

💰High Interest Fixed Deposits

● Explore FD Options: Compare FD rates from RBI-approved banks and NBFCs and pick trusted partners with attractive FD interest rates
● FD Booking: Book your fixed deposit online with a quick paperless flow
● Track & Manage FD: Monitor FD performance, maturity dates, and returns in one portfolio
● Flexible Tenures & High Interest FD: Access high-interest FD options with flexible tenures
● Secure & Insured: All bank FDs are covered under DICGC Insurance (₹5 lakhs as per RBI guidelines)
● Invest Across These FD Options: Tax Saver FD plans for tax-saving advantages and senior citizen FD options with higher partner-bank rates
● Easy Withdrawal Options: Track growth and use flexible redemption

📊 Mutual Funds Investment

Invest in mutual funds with top mutual funds app features, diversified investments, SIP options, and complete tracking.

● Ways to Invest: Goal-based, basket-based, or popular mutual fund options
● Mutual Funds SIP: Start mutual fund SIP investments with flexible plans
● Track All Your Mutual Funds: Built-in mutual fund tracker for portfolio performance
● Manage Every Mutual Fund Investment: All mutual funds in one place
● Withdrawal: Redeem anytime with in-app withdrawal

🚀How to Start Investing with Invest BharatPe (Formerly 12% club)

● Download the Invest BharatPe app and complete your KYC
● Browse gold & silver investment plans, FD and MF options
● Begin with ₹10 in digital gold or silver, choose FD amount and tenure or choose a flexible SIP Mutual Fund Plan
● Pay via UPI/net banking and track returns, gold & silver savings and FD maturity in one dashboard

Supported By Trusted Partners

● Regulated institutions like Suryoday Small Finance Bank, Shriram Finance, Unity Small Finance Bank, and Bajaj Finance Limited support FD services.
● Mutual fund investments include popular schemes such as ICICI Prudential Large Cap Fund, DSP Large & Mid Cap Fund, HDFC Nifty 50 Index Fund, Nippon India Growth Mid Cap Fund, and Axis Liquid Fund.

Your Wealth, Your Goals, Your Growth

Start building your wealth today. Download Invest BharatPe and take the first step toward your financial goals with mutual fund investments, gold & silver online, and high-interest fixed deposits - all in one place to track and manage your long-term wealth.
Updated on
Jun 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
47.7K reviews
Sushovan Mondal
May 11, 2026
there are lots of problems in this app ,like investment issues , update issues and mostly withdrawal issues.. and their customer support along with their management are most nonsense , if you are a customer of their app you are suffering... they will not support you when you require the most 😡😡😡😡😡😡🤬🤬🤬🤬🤬🤬🤬 and they will say drop the message on their mail id, but I will send the mail so so so many times , more than 12/15 Mail 😡😡😡 but they will still didn't change anything 🤬🤬🤬
6 people found this review helpful
Resilient Innovation Private Limited
May 11, 2026
Hi Sushovan, this shouldn't have happened. Kindly drop us an email at 'support.invest@bharatpe.com' along with the registered mobile number for proceeding further.
Ankit Karn
April 29, 2026
I take my words back this is an absolute worst app no phone contact number provide and when issue raised in email getting automated reply on case reference no. 1855625, My 21,000 rupees not received in my bank account and this app and its teams say credited while I have shared all evidence.
3 people found this review helpful
Resilient Innovation Private Limited
April 29, 2026
Hi Ankit, it is equally unfortunate for us to see you have this kind of experience. We will surely get this checked. Please drop us an email over 'support.invest@bharatpe.com' so that we can assist you accordingly.
Ashish Ranjan Sahoo
December 27, 2025
worst investment app till date in case of withdrawal. I have invested in many platforms but this is the worst when u sell anything you have invested in and they have mentioned that it will be transferred to your bank account in 2 days and max to max 4 days but it's already been over 4 days and still the withdrawal hasn't been processed till now. they don't have a particular customer care number no e-mails to connect to them and raise an issue I don't know why they have even launched this app.
16 people found this review helpful
Resilient Innovation Private Limited
December 27, 2025
Hi Ashish, the technical glitch on the Invest BharatPe app affecting your gold purchase is now resolved. You can withdraw 100% of your investment, with no taxes or price changes. The issue will be fixed in 2 working days for pending status. Sorry for the inconvenience.