Invest BharatPe: Gold & Silver

49.2K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Invest BharatPe - A Simple Way to Turn Daily Savings Into Long-Term Wealth.

Invest BharatPe makes digital investment simple and secure for every Indian. Grow wealth through trusted Mutual funds and high-interest fixed deposits backed by RBI-approved partners.

🛡️Why Invest BharatPe is Your Trusted Investment Partner

● Regulated Investment Partners: Fixed Deposits offered by RBI-regulated Banks and Mutual Funds regulated by SEBI, with industry standards guided by AMFI
● Trusted Gold & Silver Partner: SafeGold offers 24K, 99.5% pure digital gold and 99.9% pure hallmarked digital silver
● Secure Platform: Bank-grade security and encryption for financial data
● No Hidden Charges: Transparent pricing with zero fees on gold & silver transactions or withdrawals
● Instant Withdrawals: Gold & silver investment, Mutual Fund or FD proceeds credited to your bank account
● Easy Tracking & Updates: See your investment portfolio with live gold & silver rates, FD interest rates & projected returns

📈 Start Your Gold & Silver Investment Journey

● Live Prices: Track real-time gold & silver rates
● Secure 24K Digital Gold & Silver Investment: Invest in 24K digital gold & silver that's hallmarked, BIS-certified & safely stored in insured vaults through SafeGold.
● Begin investing in gold from ₹50 & silver from ₹100 with small, affordable amounts.
● Gold & Silver SIP: Automate savings with daily, weekly, or monthly SIP
● Portfolio Tracker: Monitor your gold & silver investments online
● Flexible Redemption: Withdraw anytime or convert to gold/silver coins

💰High Interest Fixed Deposits

● Explore FD Options: Compare FD rates from RBI-approved banks and NBFCs and pick trusted partners with attractive FD interest rates
● FD Booking: Book your fixed deposit online with a quick paperless flow
● Track & Manage FD: Monitor FD performance, maturity dates & returns in one portfolio
● Flexible Tenures & High Interest FD: Access high-interest FD options with flexible tenures
● Secure & Insured: All bank FDs are covered under DICGC Insurance (₹5 lakhs as per RBI guidelines)
● Invest Across These FD Options: Tax Saver FD plans for tax-saving advantages and senior citizen FD options with higher partner-bank rates
● Easy Withdrawal: Track growth and use flexible redemption

📊 Mutual Funds Investment

Invest in mutual funds from just ₹100 with diversified investments, SIP options & complete tracking.

● Top funds available: Index funds, Liquid funds, Gold and Silver funds and other options
● Goal-based investing: Just set your goal amount and get an SIP plan in expert-selected basket of funds with 12%+ past returns
● Mutual Funds SIP: Start mutual fund SIP investments with flexible plans
● Track & Manage Mutual Funds: Built-in tracker for portfolio performance with all funds in one place
● Withdrawal: Redeem anytime with in-app withdrawal

🚀How to Start Investing with Invest BharatPe (Formerly 12% club)

● Download the Invest BharatPe app and complete your KYC
● Browse gold & silver investment plans, FD and MF options
● Begin with ₹50 in digital gold or silver, choose FD amount and tenure or choose a flexible SIP Mutual Fund Plan
● Pay via UPI/net banking and track returns, gold & silver savings and FD maturity in one dashboard

Supported By Trusted Partners

● Regulated institutions like Suryoday Small Finance Bank, Shriram Finance, Unity Small Finance Bank, and Bajaj Finance Limited support FD services.
● Mutual fund investments include popular schemes such as ICICI Prudential Large Cap Fund, DSP Large & Mid Cap Fund, HDFC Nifty 50 Index Fund, Nippon India Growth Mid Cap Fund, and Axis Liquid Fund.

Your Wealth, Your Goals, Your Growth

Start building your wealth today. Download Invest BharatPe and take the first step toward your financial goals with mutual fund investments, gold & silver online, and high-interest fixed deposits - all in one place to track and manage your long-term wealth.
India's Investment App: Save daily in Gold & Silver, book high-return FD, MF SIP
Updated on
Sep 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

49K reviews
Amit gupta
August 11, 2026
Dear bharat pe Support Team, I am a regular user of the 12% Club bharat pe-app and have been using it for the past 5 years. Recently, I am unable to open the app on my Samsung Galaxy S22+. Whenever I try to open the app, it displays the message “Rooted device detected” and does not allow me to proceed. I would like to clarify that my device has never been rooted or modified. The app was working perfectly on the same device previously, and this issue has started recently.
2 people found this review helpful
Resilient Innovation Private Limited
August 11, 2026
Hi Amit, we regret any inconvenience caused. Please write to us at customer.support@bharatpe.com along with your concern and registered mobile number for immediate assistance.
Rakesh Kothari
August 23, 2026
do not trust this app. even my investment is not listed and they don't want to provide a duplicate invoice copy too. shared all proof with video and just keeps going back and forth. but not resolution. i do not have complaints with the invested amount or its interest, but to not have access to you own data is plain stupid.
Resilient Innovation Private Limited
August 23, 2026
Hi Rakesh, this shouldn't have happened. Kindly drop us an email at 'support.invest@bharatpe.com' along with the registered mobile number for proceeding further.
Dipjoy Paul
August 17, 2026
When I want to open the FD Section and click on any bank it shows white screen nothing opening under the FD Section issue occuring again and again and I have uninstalled the application than again installed it was not working at all but all other sections means gold mutual fund silver sections are working well but the FD Section is not working why I don't know please help me to ressolve this issue or ui bugs ..
2 people found this review helpful
Resilient Innovation Private Limited
August 17, 2026
Hi Dipjoy, this is certainly not the kind of experience we'd like you to have. Kindly let us know your concern along with the registered mobile number over 'support.invest@bharatpe.com' to proceed further.

What’s new

• Faster and smoother app experience across key journeys
• Improved performance and reduced loading times
• Enhanced stability and reliability
• Bug fixes and UI improvements
Content rating
Everyone
Learn more

App support

About the developer
RESILIENT INNOVATIONS PRIVATE LIMITED
app.management@bharatpe.com
7th and 12th Floor, Building No. 8, Block-C, Cyber City,DLF City, Phase-2 Gurugram, Haryana 122008 India
+91 84497 67873