Invest BharatPe: Gold, FD, MF

3.5
46.3K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

​​Invest BharatPe - A Simple Way to Turn Daily Savings Into Long-Term Wealth.

Invest BharatPe makes digital investment simple and secure for every Indian. Grow wealth through trusted gold investment, Mutual funds and high-interest fixed deposits backed by RBI-approved partners.

🛡️Why Invest BharatPe is Your Trusted Investment Partner

● RBI-approved NBFC Partners: Fixed deposits, Mutual Funds and gold investments backed by regulated institutions
● Trusted Gold Partner: SafeGold offers 24K, 99.9% pure hallmarked digital gold
● Secure Platform: Bank-grade security and encryption for financial data
● No Hidden Charges: Transparent pricing with zero fees on gold transactions or withdrawals
● Instant Withdrawals: Gold investment, Mutual Fund or FD proceeds credited to your bank account
● Easy Tracking & Updates: See your investment portfolio with live gold rates, FD interest rates, and projected returns

🧈Start Your Gold Investment Journey

● Live Gold Price: Track real-time gold rate and gold price movements
● Secure 24K Digital Gold Investment: Invest in 24K digital gold that’s hallmarked, BIS-certified, and safely stored in insured vaults through SafeGold.
● Start With ₹10: Begin your gold investment journey with small, affordable amounts
● Gold SIP: Automate gold savings with daily SIP, weekly SIP, or monthly SIP plans
● Gold Portfolio Tracker: Monitor your gold investment online and track your portfolio
● Flexible Redemption: Withdraw anytime with instant withdrawals or convert to gold coins

💰High Interest Fixed Deposits

● Explore FD Options: Compare FD rates from RBI-approved banks and NBFCs and pick trusted partners with attractive FD interest rates
● FD Booking: Book your fixed deposit online with a quick paperless flow
● Track & Manage FD: Monitor FD performance, maturity dates, and returns in one portfolio
● Flexible Tenures & High Interest FD: Access high-interest FD options with flexible tenures
● Secure & Insured: All bank fixed deposits are covered under DICGC Insurance (₹5 lakhs as per RBI guidelines)
● Invest Across These FD Options: Tax Saver FD plans for tax-saving advantages and senior citizen fd options with higher partner-bank rates
● Easy Withdrawal Options: Track growth and use flexible redemption

📊 Mutual Funds Investment

Invest in mutual funds with top mutual funds app features, diversified investments, SIP options, and complete tracking.

● Ways to Invest: Goal-based, basket-based, or popular mutual fund options
● Mutual Funds SIP: Start mutual fund SIP investments with flexible plans
● Track All Your Mutual Funds: Built-in mutual fund tracker for portfolio performance
● Manage Every Mutual Fund Investment: All mutual funds in one place
● Withdrawal: Redeem anytime with in-app withdrawal

🚀How to Start Investing with Invest BharatPe (Formerly 12 percent club)

● Download the Invest BharatPe app and complete your KYC
● Browse gold investment plans, FD and MF options
● Begin with ₹10 in digital gold, choose FD amount and tenure or choose a flexible SIP Mutual Fund Plan
● Pay via UPI/net banking and track returns, gold savings and FD maturity in one dashboard

Supported By Trusted Partners

● Regulated institutions like Suryoday Small Finance Bank, Shriram Finance, Unity Small Finance Bank, and Bajaj Finance Limited support FD services.
● Mutual fund investments include popular schemes such as ICICI Prudential Large Cap Fund, DSP Large & Mid Cap Fund, HDFC Nifty 50 Index Fund, Nippon India Growth Mid Cap Fund, and Axis Liquid Fund.

Your Wealth, Your Goals, Your Growth

Start building your wealth today. Download Invest BharatPe and take the first step toward your financial goals with mutual fund investments, gold online, and high-interest fixed deposits - all in one place to track and manage your long-term wealth.
Updated on
Jan 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
46.1K reviews
Narad NArad
December 23, 2025
I want to register a consumer complaint. An application named [Invest Bharat pe] run a cashback offer to induce users to make transactions. The cashback was promised and initially credited, but later reversed without any valid reason after many users completed the offer. This is a case of misleading advertisement and unfair trade practice. Multiple consumers are affected. I request action and refund of the reversed cashback.
36 people found this review helpful
Resilient Innovation Private Limited
December 23, 2025
Hi, a technical error recently caused an incorrect Free Gold credit to your account, which has since been reversed. To ensure you aren't impacted by GST deduction, we have credited a complimentary gold balance to your account. You can log in to view your portfolio and invest now. Withdrawals will be available starting December 25th at 12:00 PM.
Debojyoti
December 26, 2025
The cashback was promised and initially credited, but later reversed without any valid reason after many users completed the offer. This is a case of misleading advertisement and unfair trade practice. Multiple consumers are affected. I request action and refund of the reversed cashback. Evidence screenshots are available and can be shared. also I did get my withdrawal from 2 days.
38 people found this review helpful
Resilient Innovation Private Limited
December 26, 2025
Hi Debojyoti, a recent technical glitch on the Invest BharatPe app may have abruptly affected your gold purchase. We apologize for the inconvenience caused. We have now resolved the issue. Please be assured that: • You can withdraw 100% of your invested amount • No taxes or price difference have been applied
Aichuk Debbarma
December 24, 2025
don't use this app the review u see with 4star above are all paid review not genuine user reviews because withdrawal is very bad and app also doesn't work properly, withdrawal also doesn't work everytime and when it work no one knows when payment will enter in your bank. who knows this can be a scam app i say this because when i withdrawal it didn't mention anytime when will i get my withdrawal it only shows pending nothing else
15 people found this review helpful
Resilient Innovation Private Limited
December 24, 2025
Hi Aichuk, a recent technical glitch on the Invest BharatPe app may have abruptly affected your gold purchase. We apologize for the inconvenience caused. We have now resolved the issue. Please be assured that: • You can withdraw 100% of your invested amount •No taxes or price difference have been applied

App support

About the developer
RESILIENT INNOVATIONS PRIVATE LIMITED
app.management@bharatpe.com
7th and 12th Floor, Building No. 8, Block-C, Cyber City,DLF City, Phase-2 Gurugram, Haryana 122008 India
+91 84497 67873