12% Club - High interest | P2P

29.6K reviews
Content rating
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About this app

Say hello to The 12% Club, powered by BharatPe and in partnership with RBI-approved NBFCs Peer to Peer (P2P) that grows your wealth with industry-leading returns.

What makes it a great investment?
- Start with as low as Rs 10,000
- Earn daily interest, track returns daily along with your lifetime earnings
- Zero fee whatsoever. No joining charges or withdrawal fee
- Request withdrawal anytime
- Easy and transparent with seamless digital convenience

Find the perfect plan that suits your financial goals.
Join the growing community of smart investors and move beyond traditional investment instruments to make your money get you more money! Trust us, your future self will thank you.

4 easy steps to get started
- Signup using your Mobile number and OTP
- Add your details and verify them
- Choose your preferred plan
- Start earning….

NBFC partners:
12% Club is a platform and does not give out returns on investments to users. 12% Club has partnered with RBI approved NBFCs - Liquiloans(NDX P2P Private Limited) and LendenClub (Innofin Solutions Private Limited).You will be shown deposit agreement when you choose to invest money.

We only collect your approximate location to assess your creditworthiness and for risk assessment purposes.
You can check the privacy policy for details - https://twelve.club/#/privacy-policy
12% club is registered trademark of Resilient Innovations Pvt. Ltd. (Developer name: BharatPe)

Contact Us:
For any queries, feedbacks and suggestions
Address: BharatPe, Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana
Email: support@twelve.club
Website: twelve.club
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

29.5K reviews
Ritu Raj
May 30, 2024
Hi 12% club team, I'm not able to withdraw my money after 6 months lock-in period is over. After clicking on "Continue to Withdraw", it gets to a try again screen saying investment plan details cannot be retrieved. This kind of isn't acceptable at all. Please look into this issue & resolve as soon as possible. EDIT - shared with support team, it's resolved now. Thanks.
9 people found this review helpful
May 31, 2024
Happy to assist you, Ritu.
Anzal Rahman
April 10, 2024
This app is like that friend you lent some money to, but doesn’t answer your calls anymore. It had a good premise initially, but it’s now a scam. I initiated a withdrawal and the turnaround was 2 days. Later, I see “NBFC partner is unable to process this transaction”. The money is reinvested into a lower interest rate (11% to 9%) w/o consent. No interest gained from days lost during processing. Further, you can’t initiate a withdrawal again, because you just “reinvested” the amount back.
866 people found this review helpful
April 10, 2024
Hi Anzal, the withdrawals would have failed due to some interim issue. We'd request you to try after 48 hours and let us know by writing to us at support@twelve.club if the issue persists. Also in our new investment plans, we are offering returns up to 12%.
Chirag Hiran
April 6, 2024
Have been using 12% club for more than a year now with 2L invested. Earlier it was good experience with regular interests of the exact mentioned amounts and straightforward simple calculations but since past month or so, as the regulations and policies have changed to attract new customers, old customers are taken for granted and complex calculations are added, lower amount is credited than what is mentioned on screen, customer care representatives are rude on calls. All in all lost my trust!
68 people found this review helpful
April 6, 2024
Hi, this is certainly not the kind of experience we'd like you to have. Kindly drop us an email at 'support@twelve.club' along with the registered mobile number for proceeding further.

What's new

Improved performance and bug fixes.