TwelveAI - AI Banking
Everyone
info
10+
Downloads
About this app
Twelve AI is a conversational banking platform that simplifies how individuals and businesses manage money using an intelligent chat-first experience.
Core Features
Chat-based interface for seamless financial interactions
Real-time transaction tracking and insights
Smart automation for routine financial tasks
Clean, intuitive user experience
Transfers & Payments
Instant transfers to supported banks
Intra-Twelve AI transfers using email addresses
Secure and fast peer-to-peer payments
Transaction history with full visibility
Bill Payments
Easily pay everyday bills within the app:
Airtime & data subscriptions
Electricity bills
Cable TV (DSTV, GOTV, etc.)
Internet services
Other essential utilities
Profiles & Accounts
Personal profiles for individuals
Business profiles with enhanced controls
Scalable financial management tools
Organized transaction tracking
KYC & Security
Secure onboarding process
Identity verification using:
* BVN (Bank Verification Number)
* NIN (National Identification Number)
Fraud prevention and compliance measures
Strong data protection and encryption
AI-Powered Insights
Spending analysis and patterns
Smart financial recommendations
Cash flow monitoring
Better decision-making support
Coming Soon
Dollar Accounts – Hold and transact in USD
Dollar Cards – Spend globally with ease
Why Twelve AI?
Fast, reliable, and secure
Built for modern users and businesses
All financial tools in one place
Designed for simplicity, clarity, and control
Twelve AI is more than a banking app—it’s a complete financial operating system, giving you a smarter and more intuitive way to interact with your money.
Core Features
Chat-based interface for seamless financial interactions
Real-time transaction tracking and insights
Smart automation for routine financial tasks
Clean, intuitive user experience
Transfers & Payments
Instant transfers to supported banks
Intra-Twelve AI transfers using email addresses
Secure and fast peer-to-peer payments
Transaction history with full visibility
Bill Payments
Easily pay everyday bills within the app:
Airtime & data subscriptions
Electricity bills
Cable TV (DSTV, GOTV, etc.)
Internet services
Other essential utilities
Profiles & Accounts
Personal profiles for individuals
Business profiles with enhanced controls
Scalable financial management tools
Organized transaction tracking
KYC & Security
Secure onboarding process
Identity verification using:
* BVN (Bank Verification Number)
* NIN (National Identification Number)
Fraud prevention and compliance measures
Strong data protection and encryption
AI-Powered Insights
Spending analysis and patterns
Smart financial recommendations
Cash flow monitoring
Better decision-making support
Coming Soon
Dollar Accounts – Hold and transact in USD
Dollar Cards – Spend globally with ease
Why Twelve AI?
Fast, reliable, and secure
Built for modern users and businesses
All financial tools in one place
Designed for simplicity, clarity, and control
Twelve AI is more than a banking app—it’s a complete financial operating system, giving you a smarter and more intuitive way to interact with your money.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Photos and videos
Data is encrypted in transit
You can request that data be deleted
What’s new
You can now bank on WhatsApp with your registered phone number
Plan your money like a pro. Set budgets per category and get warned before you overspend. Lock funds for savings goals, breakable anytime.
Schedule recurring bank payments for rent, school fees, and family support. Get a colourful insights dashboard with spending breakdowns, monthly trends, recurring subscriptions, and a calendar heatmap of your activity.
Plan your money like a pro. Set budgets per category and get warned before you overspend. Lock funds for savings goals, breakable anytime.
Schedule recurring bank payments for rent, school fees, and family support. Get a colourful insights dashboard with spending breakdowns, monthly trends, recurring subscriptions, and a calendar heatmap of your activity.
App support
phone
Phone number
+2349098311785
About the developer
Alao Ifeoluwa Ojo
tech@twelveai.app
Nigeria